| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | UNKNOWN KANSAS CITY, MO 64108 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $19K | $8K | $27K | 1.48% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $8K | $7K | $15K | 0.82% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY SUITE 500 KANSAS CITY, MO 64114 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $47 | $6K | 7.65% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 1.89% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR 40 W MAD 4TH FL BANK OF AMERICA LOCK BOX SVC CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $889 | $889 | 1.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY SUITE 500 KANSAS CITY, MO 64114 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 16.14% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | SUN LIFE ASSURANCE COMPANY OF CANADA | $720 | — | $720 | 2.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | PB BOX 2158 RIVERSIDE, CA 92516 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $579 | $579 | 1.62% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD FLOOR 14 CHICAGO, IL 60604 | USABLE LIFE | $383 | — | $383 | 6.52% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS BLUE SHIELD OF KANSAS CI | 2301 MAIN STREET KANSAS CITY, MO 64108 | USABLE LIFE | $352 | — | $352 | 5.99% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | USABLE LIFE | $205 | — | $205 | 3.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 408 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 408 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 156 | $1.8M |
| Dental | DELTA DENTAL OF KANSAS, INC. | 176 | $81K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 168 | $36K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 408 | $91K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 408 | $85K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 408 | $85K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 156 | $1.8M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 525 | $139K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 525 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.