| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AKT BENEFIT ADVISORS LP3 Filed as: AKT BENEEFIT ADVISORS LP | — | THE LINCOLN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.19% |
| AKT BENEFIT ADVISORS LP3 | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $774 | $774 | 1.32% |
| AKT BENEFIT ADVISORS LP3 | 680 HAWTHORNE AVE SE #140 SALEM, OR 97301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $322 | $322 | 1.06% |
| AKT BENEFIT ADVISORS LP3 Filed as: AKT BENEEFIT ADVISORS LP | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $506 | $506 | 1.93% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | — | $321K |
| AKT BENEFIT ADVISORS, LP EIN 20-0407135 BROKER | Other commissions Service code 55 | — | $0 |
| MERCER HEALTH AND BENEFITS, LLC EIN 34-2015463 BROKER | Other commissions Service code 55 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 385 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 385 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 385 | $89K |
| Short-term disability | THE LINCOLN LIFE INSURANCE COMPANY | 301 | $121K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 153 | $26K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 385 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 385 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.