| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARKER PHILLIPS JACKSON INC3 | P.O. BOX 4207 SPRINGFIELD, MO 65808 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $3K | $12K | 14.34% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER PHILLIPS, JACKSON | P.O. BOX 4207 SPRINGFIELD, MO 65808 | UNIMERICA INSURANCE COMPANY | $11K | — | $11K | 41.16% |
| EMPLOYEE BENEFITS DESIGN, INC.3 Filed as: EMPLOYEE BENEFITS DESIGN | 1125 EAST LAKEWOOD SPRINGFIELD, MO 65810 | UNIMERICA INSURANCE COMPANY | $5K | — | $5K | 20.01% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER PHILLIPS JACKSON I | P.O. BOX 4207 SPRINGFIELD, MO 65808 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $294 | $2K | 12.01% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER PHILLIPS JACKSON I | P.O. BOX 4207 SPRINGFIELD, MO 65804 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $215 | $1K | 11.87% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER PHILLIPS JACKSON I | P.O. BOX 4207 SPRINGFIELD, MO 65808 | LIFE INSURANCE COMPANY OF NORTH AMERCIA | $2K | $200 | $2K | 16.87% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER PHILLIPS JACKSON I | P.O. BOX 4207 SPRINGFIELD, MO 65808 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $992 | $156 | $1K | 13.89% |
| OLLIS & COMPANY INC3 | 2274 EAST SUNSHINE SPRINGFIELD, MO 65804 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $132 | — | $132 | 2.92% |
| WIGGINS, DAVID, WILLIAM3 Filed as: WIGGINS DAVID WILLIAM | 8900 STATE LINE ROAD SUITE 350 LEAWOD, KS 66206 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $132 | — | $132 | 2.92% |
| BARKER PHILLIPS JACKSON INC3 | P.O. BOX 4207 SPRINGFIELD, MO 65808 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $121 | — | $121 | 2.68% |
| BENEFIT ADVISORS NETWORK LLC3 Filed as: BENEFIT ADVISORS NETWORK | 6830 COCHRAN ROAD SOLON, OH 44139 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $5 | $5 | 0.11% |
| BARKER PHILLIPS JACKSON INC3 | P.O. BOX 4207 SPRINGFIELD, MO 65803 | LIFE INSURANCE COMPANY OF AMERICA | $202 | $33 | $235 | 11.66% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER PHILLIPS JACKSON I | P.O. BOX 4207 SPRINGFIELD, MO 65808 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $169 | $26 | $195 | 13.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 135 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 423 | $80K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 423 | $80K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 105 | $23K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 137 | $11K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERCIA | 137 | $11K |
| Stop-loss / reinsurancereinsurance | UNIMERICA INSURANCE COMPANY | 132 | $26K |
| Other(5 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 137 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 423 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.