| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 5.59% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $2K | $10K | 18.61% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $1K | $8K | 18.02% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 | VISION SERVICE PLAN | $1K | — | $1K | 5.10% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $355 | $2K | 12.28% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $302 | $2K | 12.45% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $290 | $2K | 12.36% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $972 | $219 | $1K | 18.39% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | — | $163K |
| ASSUREDPARTNERS OF MISSOURI LLC EIN 80-0948154 BROKER | Other commissions Service code 55 | 11975 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 | $61K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 222 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 205 | $138K |
| Vision | VISION SERVICE PLAN | 173 | $24K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 272 | $62K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 68 | $16K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 108 | $44K |
| Stop-loss / reinsurancereinsurance | GREAT MIDWEST INSURANCE COMPANY | 227 | $439K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 272 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 272 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.