| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE ST. LOUIS, MO 63146 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | $146K | $147K | 3.74% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE ST. LOUIS, MO 63146 | HARTFORD LIFE AND ACCIDENT | $42K | — | $42K | 20.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 5905 E GALBRAITH ROAD, SUITE 5000 CINCINNATI, OH 45236 | HARTFORD LIFE AND ACCIDENT | — | $10K | $10K | 4.88% |
| MELISSA JONES AND ASSOCIATES LLC3 | 103 PENNANT DRIVE WASHINGTON, MO 63090 | AFLAC | $3K | — | $3K | 3.52% |
| ERIN SCEGO3 | 658 LE CASA LANE WASHINGTON, MO 63090 | AFLAC | $2K | $76 | $2K | 2.15% |
| MICHAEL ELLIS3 | 532 GARRICK PLACE O FALLON, MO 63368 | AFLAC | $780 | — | $780 | 1.01% |
| TY D MAYBERRY3 Filed as: TY MAYBERRY | 8451 RED OAK ROAD GERALD, MO 63037 | AFLAC | $735 | — | $735 | 0.95% |
| JOEL EHRLICH3 | 733 LEPERE AVENUE, APARTMENT A ST. LOUIS, MO 63132 | AFLAC | $721 | — | $721 | 0.93% |
| TYSON C FUNK3 Filed as: TYSON FUNK | 917 CROWN POINTE TERRACE COURT WILDWOOD, MO 63021 | AFLAC | $468 | — | $468 | 0.61% |
| CRAIG FINKS3 | 1659 MOUNT VERNON DRIVE ST. CHARLES, MO 63303 | AFLAC | $434 | $22 | $456 | 0.59% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: KASEY BROWN | 17122 ELM TRAIL DRIVE EUREKA, MO 63025 | AFLAC | $437 | — | $437 | 0.57% |
| MARISA SCEGO3 | 658 LE CASA LANE WASHINGTON, MO 63090 | AFLAC | $410 | — | $410 | 0.53% |
| LISA QUISENBERRY3 | 638 EVANS AVENUE ST. LOUIS, MO 63122 | AFLAC | $326 | — | $326 | 0.42% |
| ALEXANDER I MIRO3 Filed as: ALEXANDER MIRO | 6005 HIDDEN VALLEY ROAD, SUITE 150 CARLSBAD, CA 92011 | AFLAC | $296 | — | $296 | 0.38% |
| DAISY ROLLINSON3 | 316 TACOMA DRIVE ST. LOUIS, MO 63125 | AFLAC | $206 | $33 | $239 | 0.31% |
| GEISLER INCORPORATED3 | 1795 CLARKSON ROAD, SUITE 301 CHESTERFIELD, MO 63017 | AFLAC | $187 | — | $187 | 0.24% |
| BRADLEY K HARRISON3 Filed as: BRADLEY HARRISON | 3432 WEST TRUMAN BOULEVARD JEFFERSON CITY, MO 65109 | AFLAC | $185 | — | $185 | 0.24% |
| JOSEPH GUNTHER3 | 191 N LINCOLN DRIVE TROY, MO 63379 | AFLAC | $170 | — | $170 | 0.22% |
| JOSHUA JONES3 | 1307 CAMPANIA NEW BRAUNFELS, TX 78132 | AFLAC | $115 | $22 | $137 | 0.18% |
| JEREMY GEISLER INC3 Filed as: JEREMY GEISLER INC. | 1795 CLARKSON ROAD, SUITE 301 CHESTERFIELD, MO 63017 | AFLAC | $126 | — | $126 | 0.16% |
| JOSEPH GUNTHER3 | 70 CROSSROADS PLAZA O FALLON, MO 63368 | AFLAC | $113 | — | $113 | 0.15% |
| JASON BRINK3 | 1931 LAKEHURST DRIVE ST. LOUIS, MO 63146 | AFLAC | $111 | — | $111 | 0.14% |
| HH ASSOCIATES LLC3 | 3432 WEST TRUMAN BOULEVARD JEFFERSON CITY, MO 65109 | AFLAC | $80 | — | $80 | 0.10% |
| THERESE MERRIMAN3 | 10156 CAROLYNNE DRIVE ST. LOUIS, MO 63128 | AFLAC | $76 | — | $76 | 0.10% |
| BRADLEY T VANDEGRIFFE3 Filed as: BRADLEY VANDEGRIFFE | 17934 HOMESTEAD BLUFFS DRIVE WILDWOOD, MO 63005 | AFLAC | $76 | — | $76 | 0.10% |
| SUSAN MARIE WEITKAMP3 Filed as: SUSAN WEITKAMP | 5051 JOSHUA DRIVE WENTZVILLE, MO 63385 | AFLAC | $64 | — | $64 | 0.08% |
| NATHAN HARRISON3 | 16024 MANCHESTER ROAD, SUITE 200 ELLISVILLE, MO 63011 | AFLAC | $60 | — | $60 | 0.08% |
| JUDITH GREER LAHAY3 Filed as: JUDITH LAHAY | 11026 ST. AMBROSE LANE ST. ANN, MO 63074 | AFLAC | $50 | — | $50 | 0.06% |
| JEFFREY HIMMELRICK3 | 2215 WEST A STREET NORTH PLATTE, NE 69101 | AFLAC | $24 | — | $24 | 0.03% |
| TERRENCE MADLINGER3 | 4578 CASTLEGATE COURT ST. LOUIS, MO 63128 | AFLAC | $22 | — | $22 | 0.03% |
| ASHTON CONSULTING INC3 Filed as: ASHTON CONSULTING INC. | 3606 RIDGEVIEW DRIVE, SUITE 200 COLUMBIA, MO 65203 | AFLAC | $18 | — | $18 | 0.02% |
| DANIEL J KUDRNA3 Filed as: DANIEL KUDRNA | 2111 COCKETT AVENUE VALPARAISO, IN 46383 | AFLAC | $18 | — | $18 | 0.02% |
| JOHN A BACON3 Filed as: JOHN BACON | 13716 PARKHILL OVERLAND PARK, KS 66221 | AFLAC | $17 | — | $17 | 0.02% |
| TYSON JONES3 | 103 PENNANT DRIVE WASHINGTON, MO 63090 | AFLAC | $17 | — | $17 | 0.02% |
| AUSTIN J PETERSON3 Filed as: AUSTIN PETERSON | 11116 AURORA AVENUE URBANDALE, IA 50322 | AFLAC | $15 | — | $15 | 0.02% |
| SHAREN KLEFFNER3 | 16024 MANCHESTER ROAD, SUITE 221 ELLISVILLE, MO 63011 | AFLAC | $14 | — | $14 | 0.02% |
| JOHN MYERS3 | 81 GRAND MERIDIEN FOREST CHESTERFIELD, MO 63005 | AFLAC | $12 | — | $12 | 0.02% |
| TYE ELLIOTT3 | 1300 NORTH INDEPENDENCE COURT GERMANTOWN HILLS, IL 61548 | AFLAC | $11 | — | $11 | 0.01% |
| JOHN STEVE ALLEY3 Filed as: JOHN ALLEY | 1012 CLAYTON DOUGLAS COURT CHESTERFIELD, MO 63017 | AFLAC | $10 | — | $10 | 0.01% |
| JUDITH GREER LAHAY3 | 429 ROYALWOOD DRIVE CREVE COEUR, MO 63141 | AFLAC | $10 | — | $10 | 0.01% |
| ROBIN M CALLAWAY3 Filed as: ROBIN CALLAWAY | 10201 W MARKHAM STREET, SUITE 203 LITTLE ROCK, AR 72205 | AFLAC | $7 | — | $7 | 0.01% |
| JORDAN FUNK3 | 917 COUNTY ROAD 100 N THOMPSONVILLE, IL 62890 | AFLAC | $7 | — | $7 | 0.01% |
| JEREMY GEISLER INC3 Filed as: JEREMY GEISLER | 1795 CLARKSON ROAD, SUITE 301 CHESTERFIELD, MO 63017 | AFLAC | $6 | — | $6 | 0.01% |
| BRIAN D NEUNER3 Filed as: BRIAN NEUNER | 7651 EAST HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $6 | — | $6 | 0.01% |
| JOHN A BACON3 Filed as: JOHN BACON | 11630 W 158TH TERRACE OVERLAND PARK, KS 66221 | AFLAC | $6 | — | $6 | 0.01% |
| SHAREN KLEFFNER3 | 5 SAN SOUCI DRIVE, SUITE 221 ELLISVILLE, MO 63011 | AFLAC | $5 | — | $5 | 0.01% |
| DEBORAH SITZE3 | 25 AUTUMN COURT MOSCOW MILLS, MO 63362 | AFLAC | $3 | — | $3 | 0.00% |
| RONALD E KIRKLAND3 Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES A SMAARDYK3 Filed as: JAMES SMAARDYK | 2831 CEDAR HILLS LANE TWIN LAKE, MI 49457 | AFLAC | $1 | — | $1 | 0.00% |
| JOANN KIRKLAND3 | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $1 | — | $1 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI, LLC | 11975 WESTLINE INDUSTRIAL DRIVE ST. LOUIS, MO 63146 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 280 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 283 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 738 | $3.9M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF MISSOURI | 702 | $420K |
| Vision(2 contracts) | ADVANTICA INSURANCE COMPANY | 682 | $52K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 426 | $208K |
| Short-term disability | AFLAC | 95 | $77K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 426 | $208K |
| Other(5 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 738 | $4.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 738 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.