| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GWEN AYLWARD3 Filed as: GWEN A AYLWARD | 2630 FARM BUREAU RD STE A MANHATTAN, KS 66502 | AFLAC | $19K | $319 | $19K | 6.44% |
| NICOLE M MCKINNEY3 | 315 HOUSTON STREET STE C MANHATTAN, KS 66502 | AFLAC | $7K | $730 | $8K | 2.76% |
| JONES & ASSOCIATES, INC.3 Filed as: JONES AND ASSOCIATES INC | 714 POYNTZ AVE STE A MANHATTAN, KS 66502 | AFLAC | $3K | $0 | $3K | 0.98% |
| ARICCA WALLACE3 | 2957 NEVADA ST MANHATTAN, KS 66502 | AFLAC | $1K | $0 | $1K | 0.50% |
| JONI S WOBORNY BUNKER3 | 1837 VIRGINIA DR MANHATTAN, KS 66502 | AFLAC | $1K | $0 | $1K | 0.49% |
| JOSEPH WESLEY WILLINGHAM3 | 1502 N METCALF RD LOUISBURG, KS 66053 | AFLAC | $1K | $0 | $1K | 0.37% |
| MICHAEL R LOWE3 | 5922 SHARM DRIVE MANHATTAN, KS 66503 | AFLAC | $711 | $0 | $711 | 0.24% |
| NATHAN L HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $632 | $0 | $632 | 0.22% |
| DEBRA SHERLOCK3 Filed as: DEBRA ANN SHERLOCK | 8410 HOLLYNN LANE #90 LINCOLN, NE 68512 | AFLAC | $625 | $0 | $625 | 0.21% |
| SARA WALKER3 Filed as: SARA J WALKER | 8845 QUAIL LN STE 4 MANHATTAN, KS 66502 | AFLAC | $420 | $21 | $441 | 0.15% |
| BRAD J SCHUMACHER3 | 718 MAIN ST STE 205 HAYS, KS 67601 | AFLAC | $278 | $158 | $436 | 0.15% |
| KAREN J COMPTON3 | 2630 FARM BUREAU RD STE A MANHATTAN, KS 66502 | AFLAC | $369 | $0 | $369 | 0.13% |
| WILLINGHAM INC3 | 1502 N METCALF LOUISBURG, KS 66053 | AFLAC | $278 | $0 | $278 | 0.09% |
| KRISTINA K DOSTAL3 | 1242 HAWKFLY RD LINCOLN, NE 68521 | AFLAC | $263 | $0 | $263 | 0.09% |
| DARLENE MCGRAW3 Filed as: DARLENE R MCGRAW | 1100 OAKTREE PL MANHATTAN, KS 66503 | AFLAC | $241 | $0 | $241 | 0.08% |
| WANDA SNYDER3 Filed as: WANDA D SNYDER | 5609 POWERCAT PL MANHATTAN, KS 66503 | AFLAC | $167 | $0 | $167 | 0.06% |
| GERALD L SCHUMACHER3 | 5560 N STRECKFUS TRL SALINA, KS 67401 | AFLAC | $154 | $0 | $154 | 0.05% |
| TOM KOCH3 Filed as: TOM L KOCH | 34 TAMARRON CLIFFS ST LAS VEGAS, NV 89148 | AFLAC | $140 | $0 | $140 | 0.05% |
| THE C & S GROUP INC3 | 2301 BURLINGTON ST SUITE 200 NORTH KANSAS CITY, MO 64116 | AFLAC | $135 | $0 | $135 | 0.05% |
| ERIK D NEGELEIN3 | 4642 S 29TH WEST AVE TULSA, OK 74107 | AFLAC | $134 | $0 | $134 | 0.05% |
| TODD MOORE3 Filed as: TODD H MOORE | 2714 OAKWOOD DR JUNCTION CITY, KS 66441 | AFLAC | $108 | $0 | $108 | 0.04% |
| MARK FRIEHE3 Filed as: MARK E FRIEHE | 4611 S 96TH ST STE 101 OMAHA, NE 68127 | AFLAC | $89 | $0 | $89 | 0.03% |
| J KEITH GREGORY3 | 705 B SOUTHEAST MELODY LANE 178 LEES SUMMIT, MO 64063 | AFLAC | $88 | $0 | $88 | 0.03% |
| TARA M JORDAN3 | 800 LAKESHORE DR TUSCOLA, IL 61953 | AFLAC | $78 | $0 | $78 | 0.03% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH RD SUITE B LIBERTY, MO 64068 | AFLAC | $75 | $0 | $75 | 0.03% |
| ALAN D PARKER3 | 5107 E 86TH ST TULSA, OK 74137 | AFLAC | $71 | $0 | $71 | 0.02% |
| KIMBERLY D HARPER3 | 1814 CLAFLIN RD STE 220 MANHATTAN, KS 66502 | AFLAC | $63 | $0 | $63 | 0.02% |
| TRAVIS D HURT3 | 5746 E SKELLY DRIVE TULSA, OK 74135 | AFLAC | $62 | $0 | $62 | 0.02% |
| KRINGS ENTERPRISES INC3 Filed as: S KRINGS ENTERPRISES INC | 1408 PRAIRIE RIDGE DR POLK CITY, IA 50226 | AFLAC | $55 | $0 | $55 | 0.02% |
| MICHAEL ARTHUR KIRK3 Filed as: MICHAEL KIRK | 1913 W TACOMA ST STE C BROKEN ARROW, OK 74012 | AFLAC | $51 | $0 | $51 | 0.02% |
| ROYAL M DEARVIL3 | 1921 9TH STREET PL SALINA, KS 67401 | AFLAC | $49 | $0 | $49 | 0.02% |
| VICKI L JOHANSEN3 | 14841 WALMER ST OVERLAND PARK, KS 66223 | AFLAC | $49 | $0 | $49 | 0.02% |
| KRINGS ENTERPRISES INC3 | 5530 WEST PKWY STE 500 JOHNSTON, IA 50131 | AFLAC | $49 | $0 | $49 | 0.02% |
| FLOYD ALLEN JR3 Filed as: FLOYD W ALLEN JR | 7504 SO ELM AVE BROKEN ARROW, OK 74011 | AFLAC | $47 | $0 | $47 | 0.02% |
| JOHN G CATE3 | 4246 N SWEET BAY ST WICHITA, KS 67226 | AFLAC | $41 | $0 | $41 | 0.01% |
| FINANCIAL STRATEGIES INC3 | 100 SOUTH 4TH ST LEAVENWORTH, KS 66048 | AFLAC | $33 | $0 | $33 | 0.01% |
| BRIAN MILLS3 | 1116 REMINGTON PLZ STE A RAYMORE, MO 64083 | AFLAC | $25 | $0 | $25 | 0.01% |
| ANGELA M COOK3 | 5608 NE HIDDEN MEADOW CIR LEES SUMMIT, MO 64064 | AFLAC | $25 | $0 | $25 | 0.01% |
| TIMOTHY B ASBY3 | 9247 N MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | AFLAC | $23 | $0 | $23 | 0.01% |
| ALEXANDER B WARD3 | 5194 FOREST VIEW CT SE MABLETON, GA 30126 | AFLAC | $18 | $0 | $18 | 0.01% |
| YEN H HUYNH3 | 1224 NW 29TH ST OKLAHOMA CITY, OK 73106 | AFLAC | $18 | $0 | $18 | 0.01% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $18 | $0 | $18 | 0.01% |
| SAMUEL A MCFALL3 | 609 N BROADWAY ST STE 200 WICHITA, KS 67214 | AFLAC | $17 | $0 | $17 | 0.01% |
| DAVID R. PETRO3 Filed as: DAVID R PETRO | 873 N 1928TH RD LECOMPTON, KS 66050 | AFLAC | $14 | $0 | $14 | 0.00% |
| DARREN R WARREN3 | 13504 N 2320 RD GOTEBO, OK 73041 | AFLAC | $13 | $0 | $13 | 0.00% |
| KATHY LUTHI3 Filed as: KATHY M LUTHI | 2490 JUSTICE RD SOLOMON, KS 67480 | AFLAC | $12 | $0 | $12 | 0.00% |
| ALDA J MCCOLLUM3 | 6374 STATE ROUTE W JACKSON, MO 63755 | AFLAC | $11 | $0 | $11 | 0.00% |
| DALE PHILLIPS3 | 20651 US HIGHWAY 65 PRINCETON, MO 64673 | AFLAC | $10 | $0 | $10 | 0.00% |
| SCOTT D SWIMMER3 | 4553 WEST 138TH TERRACE LEAWOOD, KS 66224 | AFLAC | $10 | $0 | $10 | 0.00% |
| DONALD HIEBERT3 Filed as: DONALD L HIEBERT | 6518 N MONTGALL AVE GLADSTONE, MO 64119 | AFLAC | $9 | $0 | $9 | 0.00% |
| ELAINE HAMMAR3 | 7922 S 78TH EAST AVE TULSA, OK 74133 | AFLAC | $9 | $0 | $9 | 0.00% |
| GARY WAYNE WILLINGHAM3 | 8116 STATE ROAD 66 ZOLFO SPRINGS, FL 33890 | AFLAC | $8 | $0 | $8 | 0.00% |
| BRADFORD D LUETHJE3 | 2808 SW TWINCREEK CT BLUE SPRINGS, MO 64015 | AFLAC | $6 | $0 | $6 | 0.00% |
| ARMOND W BECHARD JR3 | 14757 FAIRWAY ST OVERLAND PARK, KS 66224 | AFLAC | $5 | $0 | $5 | 0.00% |
| JOSEPH E PUPEK JR3 | 327 S WALNUT ST FLORENCE, AL 35630 | AFLAC | $4 | $0 | $4 | 0.00% |
| KRISTY GRAMLICH INC3 | 7509 NW TIFFANY SPRINGS PKWY SUITE 100 KANSAS CITY, MO 64153 | AFLAC | $3 | $0 | $3 | 0.00% |
| RHONDA JOLENE THORNE3 | HC 64 BOX 4190 MARBLE HILL, MO 63764 | AFLAC | $3 | $0 | $3 | 0.00% |
| JORDAN LYNN FUNK3 | 1600 HERITAGE LNDG STE 115 SAINT CHARLES, MO 63303 | AFLAC | $2 | $0 | $2 | 0.00% |
| KATHY WIEDEMANN3 | 7802 E OAKMOUNT ST WICHITA, KS 67226 | AFLAC | $2 | $0 | $2 | 0.00% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $2 | $0 | $2 | 0.00% |
| JEREMY GEISLER INC3 Filed as: JEREMY E GEISLER | 1795 CLARKSON RD STE 301 CHESTERFIELD, MO 63017 | AFLAC | $2 | $0 | $2 | 0.00% |
| K GRAMLICH INC3 | 7509 NW TIFFANY SPRINGS PKWY 100 KANSAS CITY, MO 64153 | AFLAC | $2 | $0 | $2 | 0.00% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $1 | $0 | $1 | 0.00% |
| THOMAS ROBERT GIDDENS3 | PO BOX 2517 KENNESAW, GA 30156 | AFLAC | $1 | $0 | $1 | 0.00% |
| LESTER RAY BLACKSHEAR3 | 500 E FORT KING ST STE A OCALA, FL 34471 | AFLAC | $1 | $0 | $1 | 0.00% |
| BRADLEY K HARRISON3 | 3432 W TRUMAN BLVD JEFFERSON CITY, MO 65109 | AFLAC | $0 | $0 | $0 | 0.00% |
| DAVID C CLOUD JR3 | 1301 SHILOH RD NW STE 1020 KENNESAW, GA 30144 | AFLAC | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 554 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 554 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 554 | $293K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 554 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.