See 2 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 3 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JILL CHADBOURNE EIN 43-0838810 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 6025 CHIPPEWA STE 301 ST. LOUIS, MO 63109 | $41K |
| CARLOS BROWN EIN 43-0838810 EMPLOYEE | Plan Administrator Service code 14 | 6025 CHIPPEWA STE 301 ST. LOUIS, MO 63109 | $36K |
| SCHUCHAT, COOK, & WERNER EIN 43-0763010 NONE | Legal Service code 29 | 1221 LOCUST STREET, SUITE 250 ST. LOUIS, MO 63103 | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 68 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 68 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM LIFE INSURANCE COMPANY | 184 | $959K |
| Dental | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 75 | $26K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 184 | $959K |
| Prescription drug | ANTHEM LIFE INSURANCE COMPANY | 184 | $959K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 184 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.