| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NATIONAL INSURANCE PARTNERS CORP3 | 8670 W CHEYENNE AVE 120 LAS VEGAS, NV 89129 | INTEGON NATIONAL INSURANCE COMPANY | $50K | — | $50K | 32.86% |
| MEDOVA HEALTHCARE5 | 345 N RIVERVIEW ST SUITE 600 WICHITA, KS 67203 | INTEGON NATIONAL INSURANCE COMPANY | — | $49K | $49K | 32.11% |
| MIKE KEITH3 | 103 W FRANKLIN CLINTON, MO 64735 | INTEGON NATIONAL INSURANCE COMPANY | $26K | — | $26K | 17.04% |
| FIRST HEALTH4 | 23291 NETWORK PLACE CHICAGO, IL 606731232 | INTEGON NATIONAL INSURANCE COMPANY | — | $5K | $5K | 3.51% |
| CARE ADVOCATES4 | 345 N RIVERVIEW SUITE 600 WICHITA, KS 67203 | INTEGON NATIONAL INSURANCE COMPANY | — | $2K | $2K | 1.23% |
| BASTON MIKE KEITH INS A DVISIO3 | 103 W FRANKLIN CLINTON, MO 64735 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 8.47% |
| BUKATY COMPANIES Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD SUITE 210 LEAWOOD, KS 66211 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $776 | — | $776 | 1.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 141 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 141 | $44K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 141 | $44K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 141 | $44K |
| Stop-loss / reinsurancereinsurance | INTEGON NATIONAL INSURANCE COMPANY | 89 | $153K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 141 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.