| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PECKS INSURANCE AND FINANCIAL SERVI3 Filed as: PECKS INSURANCE & FINANCIAL SERVIC | 3861 SOUTH JEFFERSON SPRINGFIELD, MO 65807 | AETNA LIFE INSURANCE COMPANY | $33K | — | $33K | 4.83% |
| PECKS INSURANCE AND FINANCIAL SERVI3 Filed as: PECKS INSURANCE & FINANCIAL SERVICS | 3861 SOUTH JEFFERSON AVENUE SPRINGFIELD, MO 65807 | AETNA LIFE INSURANCE CO | $556 | — | $556 | 0.08% |
| PECK'S INSURANCE & FINANCIAL SERVIC3 | 3864 SOUTH JEFFERSON SPRINGFIELD, MO 65807 | AETNA LIFE INSURANCE CO | $8K | — | $8K | 5.13% |
| PECKS INSURANCE AND FINANCIAL SERVI3 Filed as: PECKS INSURANCE & FINANCIAL | SERVICES INC 3861 SOUTH JEFFERSON AVENUE SPRINGFIELD, MO 65807 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | — | $7K | 9.31% |
| RALPH E ZIMMERMAN3 | 2051 EAST NORSHIRE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $109 | $5K | 9.51% |
| LANA L WILHITE LLC3 | 3046 SOUTH DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $995 | $173 | $1K | 2.25% |
| WILLIAM NEAL SCHUMAKER3 | PO BOX 989 NIXA, MO 65714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $602 | $27 | $629 | 1.21% |
| TGL ASSOCIATES LLC3 | 3046 SOUTH DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $482 | $114 | $596 | 1.15% |
| DEBORAH L MCCURTER3 | 3046 SOUTH DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $394 | $24 | $418 | 0.80% |
| DALE E WASHBURN3 | 133 POINT SEVEN ROAD KIMBERLING CITY, MO 65686 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $357 | $42 | $399 | 0.77% |
| RICHARD RILEY3 Filed as: RICHARD A RILEY | 5714 EAST COLBY ROAD MESA, AZ 85205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | — | $50 | 0.10% |
| TAMMY HALL3 | 1006 EAST CAMORENE STREET SPRINGFIELD, MO 65803 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.04% |
| PECKS INS AND3 | 1819 E HOLIDAY ST SPRINGFIELD, MO 65804 | UNION SECURITY INSURANCE COMPANY | $5K | — | $5K | 9.14% |
| BETTER INS DESIGNS OF3 | 1226 E MEADOWMERE SPRINGFIELD, MO 65804 | UNION SECURITY INSURANCE COMPANY | — | $1K | $1K | 2.27% |
| LAUNA JO BOATMAN3 | 1819 E HOLIDAY ST SPRINGFIELD, MO 65804 | UNION SECURITY INSURANCE COMPANY | $441 | — | $441 | 0.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 135 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 141 | $1.6M |
| Dental(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO | 135 | $806K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 122 | $74K |
| Life insurance(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 135 | $177K |
| Other(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 135 | $177K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.