See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANDERS MINKLER HUBER HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $38K |
| CORNERSTONE INSURANCE GROUP NONE | Consulting (general) Service code 16 | 721 EMERSON RD SUITE 500 ST. LOUIS, MO 63141 | $35K |
| TIC INTERNATIONAL CORPORATION NONE | Contract Administrator Service code 13 | 6405 METCALF - SUITE 200 OVERLAND PARK, KS 66202 | $26K |
| VISIONARY WEALTH ADVISORS NONE | Investment advisory (plan) Service code 27 | 1401 S BRENTWOOD BLVD SUITE 700 BRENTWOOD, MO 63144 | $22K |
| HAMMOND AND SHINNERS, PC NONE | Legal Service code 29 | 13205 MANCHESTER ROAD, STE 210 DES PERES, MO 63131 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 629 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 630 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 247 | $1.3M |
| Dental | DELTA DENTAL OF MISSOURI | 225 | $61K |
| Vision | EYE MED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE COMP | 222 | $9K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 140 | $18K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 118 | $66K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 118 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 247 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.