| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $295K | $132 | $295K | 1.64% |
| ALEX SETTLEMOIR AND OTHER AGENTS3 | 501 NOBLE COURT IMPERIAL, MO 63052 | AFLAC | $55K | $3K | $58K | 8.63% |
| GREGORY GILBERT WHERRY3 | 1406 WINDGATE WAY LANE CHESTERFIELD, MO 63005 | AFLAC | $58K | $0 | $58K | 8.59% |
| MICHAEL J ELLIS3 | 532 GARRICK PLACE O FALLON, MO 63368 | AFLAC | $48K | $2K | $51K | 7.53% |
| JAMES A BURRESS3 Filed as: JAMES A BURRESS, INC. | 8755 OGNES DUNES DRIVE CAMBY, IN 46113 | AFLAC | $18K | $1K | $19K | 2.89% |
| JARREN BELT3 | 1795 CLARKSON ROAD, SUITE 301 CHESTERFIELD, MO 63017 | AFLAC | $10K | $587 | $11K | 1.57% |
| JUSTIN PAUL COX3 | 450 WEST WILSON BRIDGE ROAD SUITE 110 WORTHINGTON, OH 43085 | AFLAC | $10K | $69 | $10K | 1.55% |
| TAMARA ANN STONE3 Filed as: TAMARA L. JONES | 22218 TUMBLEWEED DRIVE CANYON LAKE, CA 92587 | AFLAC | $8K | $0 | $8K | 1.12% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | AMERICAN UNITED LIFE INSURANCE COMPANY | $19K | $0 | $19K | 10.00% |
| MJ INSURANCE3 Filed as: TYSON C. FUNK AND VARIOUS AGENTS | 917 CROWN POINTE TERRACE CIRCUT WILDWOOD, MO 63021 | AFLAC | $5K | $173 | $5K | 5.69% |
| MICHAEL J ELLIS3 Filed as: MICHAEL J. ELLIS | 532 GARRICK PLACE O FALLON, MO 63368 | AFLAC | $4K | $521 | $5K | 4.90% |
| GREGORY GILBERT WHERRY3 | 1406 WINDGATE WAY LANE CHESTERFIELD, MO 63005 | AFLAC | $3K | $0 | $3K | 2.68% |
| BRITT F PARK3 Filed as: BRITT F. PARK | 5065 PERNOD AVENUE SAINT LOUIS, MO 63139 | AFLAC | $1K | $0 | $1K | 1.27% |
| ASSOCIATED INSURANCE GROUP3 | 150 WELDON PARKWAY, SUITE 100 MARYLAND HEIGHTS, MO 63043 | AFLAC | $945 | $0 | $945 | 1.00% |
| JUSTIN P COX3 Filed as: JUSTIN P. COX | 92 NORTH VALLEY TRAIL EUREKA, MO 63025 | AFLAC | $721 | $0 | $721 | 0.76% |
| JARREN BELT3 | 1795 CLARKSON ROAD, SUITE 301 CHESTERFIELD, MO 63017 | AFLAC | $526 | $47 | $573 | 0.61% |
| HILLENBRAND INSURANCE SERVICES3 Filed as: HILLENBRAND INSURANCE GROUP, INC. | 12404 CABOT MANOR CIRCLE ST LOUIS, MO 63141 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,524 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,530 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 3,524 | $18.0M |
| Dental | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 3,524 | $18.0M |
| Vision | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 3,524 | $18.0M |
| Life insurance(5 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 3,524 | $19.0M |
| Short-term disability(3 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 3,524 | $18.8M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 3,524 | $18.0M |
| Other(6 contracts, 5 carriers) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 3,524 | $19.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,524 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.