| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON CO. LLC - ST. LOUIS | 3 CITY PLACE DR. SUITE 900 ST. LOUIS, MO 63141 | DELTA DENTAL OF MISSOURI | $7K | $13K | $19K | 0.86% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 8182 MARYLAND AVE ST. LOUIS, MO 63105 | DELTA DENTAL OF MISSOURI | $6K | — | $6K | 0.25% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON CO. LLC ST. LOUIS SERIES | P.O. BOX 505115 ST. LOUIS, MO 63150 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $35K | $6K | $41K | 2.81% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29848 NETWORK PL CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $38K | — | $38K | 2.62% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | THREE CITY PLACE DR. SUITE 900 ST. LOUIS, MO 63141 | SYMETRA LIFE INSURANCE COMPANY | $51K | — | $51K | 4.56% |
| AON CONSULTING INC3 | 8182 MARYLAND AVE. CLAYTON, MO 63105 | SYMETRA LIFE INSURANCE COMPANY | $35K | — | $35K | 3.09% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W. 47TH ST. SUITE 900 KANSAS CITY, MO 64112 | SYMETRA LIFE INSURANCE COMPANY | — | $33K | $33K | 2.94% |
| LOCKTON COMPANIES, LLC3 | 3 CITY PLACE DR. SUITE 900 ST. LOUIS, MO 63141 | RELIASTAR LIFE INSURANCE COMPANY | $21K | — | $21K | 9.48% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | RELIASTAR LIFE INSURANCE COMPANY | $17K | — | $17K | 7.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,720 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 49 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,769 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MISSOURI | 6,758 | $2.2M |
| Vision | VISION SERVICE PLAN | 2,174 | $290K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 4,594 | $1.1M |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 6,756 | $1.5M |
| Other(3 contracts, 3 carriers) | SYMETRA LIFE INSURANCE COMPANY | 4,594 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,758 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.