No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KEY BENEFIT ADMINISTRATORS, INC. EIN 35-1450364 NONE | Claims processing Service code 12 | 8330 ALLISON POINTE TRAIL INDIANAPOLIS, IN 46250 | $76K |
| USI INSURANCE SERVICES EIN 42-0895055 NONE | Insurance agents and brokers Service code 22 | P.O. BOX 62889 VIRGINA BEACH, VA 53466 | $56K |
| HEALTHLINK, INC EIN 43-1364135 NONE | Claims processing Service code 12 | P.O. BOX 6501 CAROL STREAM, IL 60197 | $18K |
| AMERICAN HEALTH DATA INSTITUTE EIN 35-2048379 NONE | Claims processing Service code 12 | 8330 ALLISON POINTE TRAIL INDIANAPOLIS, IN 46250 | $14K |
| HOLMES MURPHY & ASSOC EIN 42-0895055 NONE | Insurance agents and brokers Service code 22 | 7777 BONHOMME AVE STE 2300 ST. LOUISE, MO 63105 | $6K |
| MULTIPLAN EIN 13-3068979 NONE | Claims processing Service code 12 | P.O. BOX 29395 NEW YORK, NY 10087 | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 228 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 241 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICAN ALTERNATIVE INSURANCE CORP | 228 | $335K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.