| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC Filed as: LOCKTON COMPANIES LLC | 444 W 47TH STREET SUITE 900 KANSAS CITY, MO 64112 | AETNA LIFE INSURANCE COMPANY | $58K | — | $58K | 5.03% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | PRUDENTIAL INSURANCE COMPANY | $29K | — | $29K | 3.73% |
| AXA ASSISTANCE, USA5 Filed as: AXA ASSISTANCE USA | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY | — | $530 | $530 | 0.07% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $14K | — | $14K | 8.87% |
| BRYAN GROUP INC3 | 701 MARKET STREET SUITE 1200 SAINT LOUIS, MO 63101 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $972 | — | $972 | 0.63% |
| BRYANT GROUP INC3 Filed as: BRYANT PLANNING GROUP INC | 701 MARKET STREET SUUITE 1200 SAINT LOUIS, MO 63101 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $465 | — | $465 | 0.30% |
| DONALD BRYANT3 Filed as: DONALD BRYANT JR | 701 MARKET STREET SUITE 1200 SAINT LOUIS, MO 63101 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $24 | — | $24 | 0.02% |
| AMERICAN MEDICARE COUNSELORS | 1998 INNERBELT BUSINESS CENTER SAINT LOUIS, MO 63114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21K | — | $21K | 15.23% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES INC EIN 41-1289245 CLAMS PROCESSOR | Claims processing; Other services Service code 12 | — | $926K |
| ANTHEM BLUE CROSS LIFE AND HEALTH EIN 95-4331852 CLAIMS PROCESSOR | Claims processing; Float revenue; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $794K |
| DELTA DENTAL OF MISSOURI EIN 43-0908349 CLAIMS PROCESSOR | Claims processing; Contract Administrator Service code 12 | — | $64K |
| BLUE CROSS OF CALIFORNIA EIN 95-3760980 CLAIMS PROCESSOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other services; Float revenue; Claims processing Service code 12 | — | $432 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,553 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 51 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,604 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 1 | $24K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 1,616 | $120K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 1,828 | $1.1M |
| Long-term disability(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY | 1,462 | $945K |
| Stop-loss / reinsurancereinsurance | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE | 435 | $1.1M |
| Other(5 contracts, 5 carriers) | AETNA LIFE INSURANCE COMPANY | 1,828 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,828 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.