No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 CONTRACT ADMINISTRATOR | Other services; Non-monetary compensation; Claims processing; Direct payment from the plan; Float revenue; Named fiduciary; Participant communication; Contract Administrator Service code 12 | — | $1.3M |
| EXPRESS SCRIPTS, INC. EIN 22-3461740 THIRD PARTY ADMINISTRATO | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Claims processing Service code 12 | 100 PARSONS POND DRIVE FRANKLIN LAKES, NJ 07417 | $125K |
| DELTA DENTAL OF MISSOURI EIN 43-0908349 THIRD PARTY ADMINISTRATO | Claims processing; Contract Administrator Service code 12 | 12399 GRAVOIS ROAD ST LOUIS, MO 63127 | $91K |
| CARE COOPERATIVE LLC EIN 20-8981027 NONE | Other services Service code 49 | 330 FRANKLIN ROAD BRENTWOOD, TN 37027 | $39K |
| INTERACTIVE HEALTH INC. EIN 36-3798756 NONE | Contract Administrator Service code 13 | — | $35K |
| TOWERS WATSON EIN 53-0181291 NONE | Actuarial Service code 11 | 120 SOUTH CENTRAL AVENUE STE 1400 ST LOUIS, MO 63105 | $23K |
| EXTEND HEALTH, INC. EIN 26-0775680 NONE | Contract Administrator Service code 13 | 2929 CAMPUS DRIVE, SUITE 400 SAN METEO, CA 94403 | $23K |
| CIGNA HEALTH AND LIFE INSURAN | Participant communication; Float revenue; Claims processing; Non-monetary compensation; Named fiduciary; Other services; Contract Administrator; Direct payment from the plan Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,902 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 406 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,308 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN INSURANCE COMPANY | 1,504 | $282K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,056 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,056 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.