| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UTIC INSURANCE COMPANY3 | 450 RIVERCHASE PKWY E. BIRMINGHAM, AK 35244 | SUN LIFE ASSURANCE COMPANY OF CANADA | $15K | — | $15K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: CHARLES CRANE AGENCY CO | 100 NORTH BROADWAY STE 900 SAINT LOUIS, MO 63102 | HARTFORD LIFE AND ACCIDENT | — | $965 | $965 | 1.07% |
| GOLDFINCH HEALTH LLC5 | 1903B EXPOSITION BLVD AUSTIN, TX 78703 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 9.80% |
| CHARLES L CRANE AGENCY CO3 Filed as: CHARLES L. CRANE AGENCY | 100 NORTH BROADWAY, SUITE 900 ST. LOUIS, MO 63102 | HARTFORD LIFE AND ACCIDENT | -$1K | — | -$1K | — |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: REUBEN WARNER ASSOCIATES, INC | 1655 RICHMOND AVENUE STATEN ISLAND, NY 10314 | HARTFORD LIFE AND ACCIDENT | — | -$1K | -$1K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 368 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 378 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARMADACARE | 17 | $220K |
| Vision | VISION SERVICE PLAN | 362 | $35K |
| Life insurance(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 381 | $156K |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 354 | $118K |
| Stop-loss / reinsurancereinsurance | LLOYDS | 328 | $275K |
| Other(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 381 | $180K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 381 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.