No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EASTERN IOWA FRINGE BENEFITS FUND EIN 42-1395230 CONTRACT ADMINISTRATOR | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $231K |
| LEONARD O'BRIEN SPENCER GALE SAYRE EIN 41-0956652 LEGAL | Legal; Direct payment from the plan Service code 29 | — | $86K |
| MULTIPLAN SERVICES CORP. EIN 06-1533300 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $76K |
| HINES & ASSOCIATES, INC. EIN 36-3545085 CASE MANAGEMENT SERVICES | Contract Administrator; Direct payment from the plan Service code 13 | — | $60K |
| MIDLANDS CHOICE EIN 47-0804331 ADMINISTRATION | Contract Administrator; Direct payment from the plan Service code 13 | — | $51K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 ACCOUNTANT | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $44K |
| EXPRESS SCRIPTS, INC NONE | Claims processing; Direct payment from the plan Service code 12 | ONE EXPRESS WAY ST LOUIS, MO 63121 | $16K |
| ACUMEN EIN 27-3865622 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $16K |
| DISABATO ADVISERS EIN 35-2323525 INVESTMENT CONSULTING | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $16K |
| CIGNA NONE | Direct payment from the plan; Insurance services Service code 23 | C/O CONNETICUT GENERAL P.O. BOX 3904 CINCINNATI, OH 452643904 | $15K |
| CEDAR RAPIDS PHO EIN 42-1445014 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $14K |
| ASMED HEALTH, LLC EIN 27-4189010 NONE | Direct payment from the plan; Other services Service code 49 | — | $11K |
| OPTUM NONE | Direct payment from the plan; Insurance services Service code 23 | P.O. BOX 860214 MINNEAPOLIS, MN 554860214 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 868 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 39 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 907 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 913 | $438K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 913 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.