| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBYN L PIPER3 Filed as: ROBYN LEIGH PIPER | 2300 WEST SAHARA DRIVE SUITE 800 LAS VEGAS, NV 89102 | SECURIAN LIFE INSURANCE COMPANY | $9K | $0 | $9K | 1.00% |
| ROBYN L PIPER3 Filed as: ROBYN LEIGH PIPER | 2300 WEST SAHARA DRIVE SUITE 800 LAS VEGAS, NV 89102 | SECURIAN LIFE INSURANCE COMPANY | $12K | $0 | $12K | 1.47% |
| ROBYN PIPER3 | 2300 W SAHARA AVE SUITE 800 LAS VEGAS, NV 891024397 | VISION SERVICE PLAN | $42K | $0 | $42K | 9.20% |
| PIPER JORDAN3 | 2300 W. SAHARA AVE. SUITE 800 LAS VEGAS, NC 89102 | COMBINED INSURANCE COMPANY OF AMERICA | $48K | $0 | $48K | 12.42% |
| PIPER JORDAN3 | 2300 W. SAHARA AVE. SUITE 800 LAS VEGAS, NV 89102 | COMBINED INSURANCE COMPANY OF AMERICA | $329 | $0 | $329 | 11.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,770 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 59 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,829 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 1,297 | $12.1M |
| Vision(3 contracts, 2 carriers) | VISION SERVICE PLAN | 4,676 | $844K |
| Life insurance(2 contracts) | SECURIAN LIFE INSURANCE COMPANY | 16,926 | $1.8M |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 4,118 | $152K |
| Prescription drug(6 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 1,297 | $12.1M |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 4,730 | $1.7M |
| Other | HEALTH MANAGEMENT SYSTEMS, INC. | 17,258 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,258 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.