| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEGACY BROKERS LLC3 | 15301 WEST 86TH PARKWAY SUITE 275 LENEXA, KS 66219 | HARTFORD LIFE AND ACCIDENT | $5K | $0 | $5K | 10.29% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP, LLC | 21805 FIELD PARKWAY, SUITE 300 DEER PARK, IL 60010 | HARTFORD LIFE AND ACCIDENT | $1 | $0 | $1 | 0.00% |
| KANSAS BENEFIT COUNSELORS LLC3 | 5211 WEST 156TH STREET OVERLAND PARK, KS 66224 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $3K | $7K | 33.69% |
| LEGACY BROKERS LLC3 | 15301 WEST 87TH STREET LENEXA, KS 66219 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $0 | $5K | 23.71% |
| TAX FREE BENEFIT SOLUTIONS LLC3 | 8434 ACUFF LANE LENEXA, KS 66215 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $828 | $31 | $859 | 4.38% |
| ALICE BRINING3 | 5718 EAST 101ST PLACE TULSA, OK 74137 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $582 | $0 | $582 | 2.97% |
| MELODY TERRY3 | 5648 SOUTH WACO AVENUE TULSA, OK 74107 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $441 | $0 | $441 | 2.25% |
| CORTNY HUTCHISON3 | 11755 OAKMONT STREET OVERLAND PARK, KS 66210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $26 | $280 | $306 | 1.56% |
| KRISTY L KRUMME-PEREZ3 | 521 CAPE COD COURT SMITHVILLE, MO 64089 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $106 | $3 | $109 | 0.56% |
| KANSAS BENEFIT COUNSELORS LLC3 | 5211 WEST 156TH STREET OVERLAND PARK, KS 66224 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $2K | $5K | 33.58% |
| LEGACY BROKERS LLC3 | 15301 WEST 87TH STREET LENEXA, KS 66219 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 23.73% |
| KRISTY L KRUMME-PEREZ3 | 521 CAPE COD COURT SMITHVILLE, MO 64089 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $978 | $29 | $1K | 6.44% |
| TAX FREE BENEFIT SOLUTIONS LLC3 | 8434 ACUFF LANE LENEXA, KS 66215 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $469 | $17 | $486 | 3.11% |
| ALICE BRINING3 | 5718 EAST 101ST PLACE TULSA, OK 74137 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $215 | $0 | $215 | 1.37% |
| KANSAS BENEFIT COUNSELORS LLC3 | 5211 WEST 156TH STREET OVERLAND PARK, KS 66224 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $475 | $403 | $878 | 40.26% |
| LEGACY BROKERS LLC3 | 15301 WEST 87TH STREET PARKWAY SUITE 275 LENEXA, KS 66219 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $519 | $0 | $519 | 23.80% |
| TAX FREE BENEFIT SOLUTIONS LLC3 | 8434 ACUFF LANE LENEXA, KS 66215 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $70 | $3 | $73 | 3.35% |
| MELODY TERRY3 | 5648 SOUTH WACO AVENUE TULSA, OK 74107 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $43 | $0 | $43 | 1.97% |
| ALICE BRINING3 | 5718 EAST 101ST PLACE TULSA, OK 74137 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $30 | $0 | $30 | 1.38% |
| KANSAS BENEFIT COUNSELORS LLC3 | 5211 WEST 156TH STREET OVERLAND PARK, KS 66224 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $83 | $70 | $153 | 57.52% |
| LEGACY BROKERS LLC3 | 15301 WEST 87TH STREET LENEXA, KS 66219 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $64 | $0 | $64 | 24.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 321 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 321 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DENTAL DENTAL | 299 | $102K |
| Vision | VISION SERVICE PLAN | 292 | $29K |
| Life insurance(5 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 370 | $90K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 370 | $52K |
| Other(5 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 370 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 370 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.