| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 761010908 | AETNA LIFE INSURANCE COMPANY | $33K | $0 | $33K | 4.54% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 761010908 | UNITED HEALTHCARE INSURANCE COMPANY | $570 | $0 | $570 | 0.38% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 761010908 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $88 | $6K | 5.66% |
| SECURE BENEFITS, LLC3 Filed as: SECURE BENEFITS LLC | 613 NW LOOP 410 STE 195 SAN ANTONIO, TX 782165502 | METROPOLITAN LIFE INSURANCE COMPANY | $67 | $30 | $97 | 0.09% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 761010908 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $0 | $7K | 15.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 207 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 208 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 134 | $875K |
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $146K |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $146K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $146K |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $146K |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $146K |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $146K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.