| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | AETNA LIFE INSURANCE COMPANY | $23K | — | $23K | 1.10% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WORTHAM SAN ANTONIO BROKER | Insurance agents and brokers Service code 22 | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | $77K |
| HOTCHKISS INSURANCE AGENCY LLC BROKER | Insurance agents and brokers Service code 22 | 4120 INTERNATIONAL PARKWAY SUITE 2000 CARROLLTON, TX 75007 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 285 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 286 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 464 | $2.1M |
| Dental | AETNA LIFE INSURANCE COMPANY | 464 | $2.1M |
| Vision | AETNA LIFE INSURANCE COMPANY | 464 | $2.1M |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 464 | $2.1M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 464 | $2.1M |
| Other | AETNA LIFE INSURANCE COMPANY | 464 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 464 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.