| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DARRELL D SCHWABE Filed as: DARRELL DEAN SCHWABE | 1369 OAKFIELD DRIVE BRANDON, FL 33511 | UNITED HEALTHCARE | $14K | — | $14K | 2.00% |
| THE PLEXUS GROUPE LLC3 | 21805 W FIELD PKWY SUITE 300 DEER PARK, IL 60010 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $395 | $5K | 18.15% |
| THE PLEXUS GROUPE LLC3 Filed as: PLEXUS GROUPE LLC | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | CIGNA HEALTH AND LIFE INSURANCE | $1K | — | $1K | 5.61% |
| THE PLEXUS GROUPE LLC Filed as: PLEXUS GROUPE LLC | 21805 W FIELD PKWY UNIT 300 DEER PARK, IL 600103231 | UNITEDHEALTHCARE INSURANCE COMPANY | $587 | — | $587 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 270 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE | 78 | $713K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE | 46 | $25K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 41 | $6K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 134 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.