| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIED BENEFIT SYSTEMS, LLC3 | — | FAIR AMERICAN INSURANCE & REINSURANCE COMPANY | $52K | — | $52K | 20.42% |
| CIGNA3 Filed as: CIGNA HEALTH AND LIFE INSURANCE | — | FAIR AMERICAN INSURANCE & REINSURANCE COMPANY | $22K | — | $22K | 8.56% |
| SCHAUER GROUP INC3 Filed as: SCHAUER INDEPENDENT INSURANCE SERVI | 200 MARKET AVENUE NORTH SUITE 100 CANTON, OH 44702 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | — | $26K | 13.99% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PARKWAY SUITE 300 RICHFIELD, OH 44286 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 1.93% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | 4244 MOUNT PLEASANT STREET NW SUITE 200 NORTH CANTON, OH 44720 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.82% |
| SCHAUER GROUP INC3 Filed as: SCHAUER INDEPENDENT INSURANCE | 200 MARKET AVENUE NORTH SUITE 100 CANTON, OH 44702 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 21.91% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | 3900 KINROSS LAKES PARKWAY SUITE 300 RICHFIELD, OH 44286 | METROPOLITAN LIFE INSURANCE COMPANY | — | $298 | $298 | 1.78% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | 4244 MOUNT PLEASANT STREET NORTHWES SUITE 200 NORTH CANTON, OH 44720 | METROPOLITAN LIFE INSURANCE COMPANY | — | $113 | $113 | 0.68% |
| SCHAUER GROUP INC3 Filed as: SCHAUER INDEPENDENT INSURANCE SERVI | 200 MARKET AVENUE NORTH SUITE 100 CANTON, OH 44702 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 10.82% |
| SCHAUER GROUP INC3 Filed as: SCHAUER INDEPENDENT INSURANCE SERVI | 200 MARKET AVENUE NORTH SUITE 100 CANTON, OH 44702 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 22.06% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | 3900 KINROSS LAKES PARKWAY SUITE 300 RICHFIELD, OH 44286 | METROPOLITAN LIFE INSURANCE COMPANY | — | $198 | $198 | 2.04% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | 4244 MOUNT PLEASANT STREET NORTHWES SUITE 200 NORTH CANTON, OH 44720 | METROPOLITAN LIFE INSURANCE COMPANY | — | $73 | $73 | 0.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $199K |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $199K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $199K |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $199K |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $199K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | FAIR AMERICAN INSURANCE & REINSURANCE COMPANY | 112 | $253K |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $225K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.