| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WINSTON FINANCIAL SERVICES3 Filed as: WINSTON FINANCIAL SERVICES INC. | 2399 HWY 34 SOUTH UNIT C2 MANASQUAN, NJ 08736 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 0.19% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 0.17% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.15% |
| DWIGHT L PIERCE3 Filed as: DWIGHT PIERCE | BENEFITS TECHNOLOGIES DIV 15, LLC 4500 BLACK ROCK RD, 3RD FLOOR HAMPTEAD, MD 21074 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.11% |
| DWIGHT L PIERCE3 Filed as: DWIGHT PIERCE | BENEFITS TECHNOLOGIES DIV 15, LLC 4500 BLACK ROCK RD, 3RD FLOOOR HAMPSTEAD, MD 21074 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.11% |
| WINSTON FINANCIAL SERVICES3 Filed as: WINSTON FINANCIAL SERVICES INC. | 2399 HWY 34 SOUTH UNIT C2 MANASQUAN, NJ 08736 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.11% |
| JOSEPH SHELTON3 | P.O. BOX 492 UNION CITY, TN 38281 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.11% |
| LEONARD TOMPKINS3 | 4401 SECLUDED HILLS DR LITTLE ROCK, AR 72223 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.10% |
| ROBERT SCHWARZ3 | 5 YAZOO COVE MAUMELLE, AR 72113 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.10% |
| RICHARD D BARRY3 Filed as: RICHARD BARRY | 4710 CREEK POINT LANE SIGNAL MOUNTAIN, TN 37377 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.07% |
| WINSTON FINANCIAL SERVICES3 Filed as: WINSTON FINANCIAL SERVICES INC | 2399 HWY 34 SOUTH UNIT C2 MANASQUAN, NJ 08736 | TRANSAMERICA LIFE INSURANCE COMPANY | $888 | — | $888 | 0.06% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | TRANSAMERICA LIFE INSURANCE COMPANY | $852 | — | $852 | 0.06% |
| THE DEXHEIMER COMPANY3 | 350 S FIGUERORA ST STE 950 LOS ANGELES, CA 90071 | TRANSAMERICA LIFE INSURANCE COMPANY | $588 | — | $588 | 0.04% |
| DWIGHT L PIERCE3 Filed as: DWIGHT PIERCE | BENEFITS TECHNOLOGIES DIV 15, LLC 4500 BLACK ROCK RD, 3RD FLOOR HAMPSTEAD, MD 21074 | TRANSAMERICA LIFE INSURANCE COMPANY | $442 | — | $442 | 0.03% |
| MARIO ALBANO3 | 5236 OLDE SCHOOL DRIVE HICKORY, NC 28602 | TRANSAMERICA LIFE INSURANCE COMPANY | $115 | — | $115 | 0.01% |
| WORLD FINANCIAL GRP INS AGENCY INC.3 | 11315 JOHNS CREEK PKWY DULUTH, GA 30097 | TRANSAMERICA LIFE INSURANCE COMPANY | $46 | — | $46 | 0.00% |
| TANYA K HUNEYCUTT3 Filed as: TANYA HUNEYCUTT | P.O. BOX 520 BADIN, NC 28009 | TRANSAMERICA LIFE INSURANCE COMPANY | $42 | — | $42 | 0.00% |
| THOMAS E LEONARD JR3 Filed as: THOMAS BURKE | 4840 NORTH RIVER BLVD NE SUITE 100 CEDAR RAPIDS, IA 52411 | TRANSAMERICA LIFE INSURANCE COMPANY | $37 | — | $37 | 0.00% |
| MICHAEL C CHAPMAN3 Filed as: MICHAEL CHAPMAN | 2150 PORTWOOD WAY FT WORTH, TX 76179 | TRANSAMERICA LIFE INSURANCE COMPANY | $21 | — | $21 | 0.00% |
| JEFFREY HILLEMAN3 | 4840 N RIVER BLVD NE STE 200 CEDAR RAPIDS, IA 52411 | TRANSAMERICA LIFE INSURANCE COMPANY | $18 | — | $18 | 0.00% |
| ROBERT WEST3 | 20245 NC 138 HWY ALBEMARLE, NC 28001 | TRANSAMERICA LIFE INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| INNOVATIVE SOLUTIONS3 Filed as: INNOVATIVE SOLUTIONS INS SERVICES | 200 N SEPULVEDA BLVD STE 900 EL SEGUNDO, CA 90245 | TRANSAMERICA LIFE INSURANCE COMPANY | $5 | — | $5 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,125 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | TRANSAMERICA LIFE INSURANCE COMPANY | 1,125 | $1.5M |
| Short-term disability | TRANSAMERICA LIFE INSURANCE COMPANY | 1,125 | $1.5M |
| Other | TRANSAMERICA LIFE INSURANCE COMPANY | 1,125 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,125 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.