| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| W K MCGREEVY AGENCY INC3 | 3500 S KIWANIS AVE STE 101 SIOUX FALLS, SD 57105 | WELLMARK BLUE CROSS BLUE SHIELD OF IOWA | -$25 | — | -$25 | -0.00% |
| TFB GROUP SERVICES LLC3 Filed as: TFB GROUP SERVICES | 4801 W 110TH STREET SUITE 200 OVERLAND PARK, KS 66211 | DELTA DENTAL OF IOWA | $13K | $3K | $16K | 12.27% |
| TFB GROUP SERVICES LLC3 | CORPORATE OFFICE 4801 W 110TH ST STE 200 OVERLAND PARK, KS 66211 | PRINCIPAL LIFE INSURANCE COMPANY | $10K | $2K | $11K | 12.00% |
| LIAZON BENEFITS INC3 Filed as: LIAZON BENEFITS | 199 SCOTT ST BUFFALO, NY 14204 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 4.92% |
| TFB GROUP SERVICES LLC3 Filed as: TFB GROUP SERVICES | PO BOX 7190 SHAWNEE MISSION, KS 66207 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $15 | $3K | 9.98% |
| LIAZON BENEFITS INC5 Filed as: LIAZON BENEFITS | 199 SCOTT ST FL 8 BUFFALO, NY 14204 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| TFB GROUP SERVICES LLC3 Filed as: TFB GROUP SERVIE | CORPORATE OFFICE 4801 W 110TH ST STE 200 OVERLAND PARK, KS 66211 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 9.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 499 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 499 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS BLUE SHIELD OF IOWA | 165 | $1.5M |
| Dental | DELTA DENTAL OF IOWA | 155 | $129K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 140 | $27K |
| Life insurance(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 499 | $115K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 280 | $96K |
| Long-term disability(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 499 | $115K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 499 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.