| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY & ASSOCIATES | PO BOX 441 DES MOINES, IA 50302 | HEALTH PARTNERS | — | $10K | $10K | 0.11% |
| QUARTZ HEALTH SOLUTIONS INC.5 Filed as: QUARTZ HEALTH SOLUTIONS INC | 840 CAROLINA STREET SAUK CITY, WI 53583 | QUARTZ HEALTH SOLUTIONS INC | — | $82K | $82K | 1.44% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES & MURPHY | 3001 WESTOWN PARKWAY WEST DES MOINES, IA 50266 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $113K | — | $113K | 5.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 39,860 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 39,860 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH PARTNERS | 44,194 | $14.9M |
| Dental | DELTA DENTAL OF IOWA | 19,253 | $0 |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 35,826 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 44,194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.