See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DAVIS, BROWN, KOEHN LAW FIRM EIN 42-1343884 NONE | Legal; Direct payment from the plan Service code 29 | — | $73K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $65K |
| MILLIMAN NONE | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | 15800 W BLUEMOUND ROAD, SUITE 100 BROOKFIELD, WI 53005 | $53K |
| PRINCIPAL SECURITIES, INC NONE | Direct payment from the plan; Investment management Service code 28 | 711 HIGH STREET DES MOINES, IA 50392 | $43K |
| DONALDSON CAPITAL MANAGEMENT NONE | Direct payment from the plan; Investment management Service code 28 | 20 NW 1ST STREET, 5TH FLOOR EVANSVILLE, IN 47708 | $27K |
| STATE OF IOWA INSURANCE DIVISION EIN 42-6004539 NONE | Direct payment from the plan; Other fees Service code 50 | — | $22K |
| DELOITTE TAX LLP EIN 86-1065772 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $8K |
| INSURANCE STRATEGIES CONSULTING EIN 76-0707406 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 536 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 112 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,776 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VERATRUS BUSINESS SOLUTIONS | 2,149 | $422K |
| Life insurance | STANDARD INSURANCE COMPANY | 8,915 | $3.2M |
| Short-term disability | STANDARD INSURANCE COMPANY | 5,305 | $1.5M |
| Long-term disability | STANDARD INSURANCE COMPANY | 8,065 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,915 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.