| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACUMEN ADVISORS INC3 | 1910 E KIMBERLY RD STE 316 DAVENPORT, IA 52807 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $6K | $17K | 15.21% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WESTLAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.17% |
| WARE GROUP GENERAL AGENCIES3 | — | ASSURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 22.99% |
| ACUMEN ADVISORS INC3 Filed as: ACUMEN ADVISORS, INC. | — | ASSURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 22.52% |
| MATTHEW STEVEN REDNOUR3 | — | ASSURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 20.03% |
| ERIN WIGGINS3 Filed as: ERIN BROZOZOWSKI INC. | — | ASSURITY LIFE INSURANCE COMPANY | $632 | — | $632 | 6.76% |
| MICHAEL PETERS & ASSOCIATES, INC.3 | — | ASSURITY LIFE INSURANCE COMPANY | $71 | — | $71 | 0.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | WELLMARK BLUE CROSS BLUE SHIELD OF IOWA | 42 | $1.1M |
| Dental | WELLMARK BLUE CROSS BLUE SHIELD OF IOWA | 87 | $52K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $111K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $111K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $111K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $111K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $120K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.