See 3 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 3 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELLMARK HEALTH PLAN OF IOWA, INC EIN 42-1455449 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | — | $558K |
| DELTA DENTAL OF IOWA EIN 42-0959302 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 9000 NORTHPARK DR JOHNSTON, IA 50131 | $54K |
| VITAL WORKLIFE EIN 41-1456089 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 5000 WEST 36TH ST STE 230 MINNEAPOLIS, MN 55416 | $39K |
| BENEFIT PLANNING CONSULTANTS, INC EIN 36-3036100 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | PO BOX 7500 CHAMPAIGN, IL 61826 | $28K |
| EMPLOYEE & FAMILY RESOURCES, INC EIN 42-0923932 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 505 5TH AVE, STE 600 DES MOINES, IA 50309 | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,369 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 253 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,622 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIASTAR LIFE INSUARANCE COMPANY | 1,260 | $356K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 1,271 | $819K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,271 | $819K |
| Stop-loss / reinsurancereinsurance | WELLMARK HEALTH PLAN OF IOWA, INC. | 1,072 | $1.1M |
| Other | RELIASTAR LIFE INSUARANCE COMPANY | 1,260 | $356K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,271 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.