| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TARA STUDER & ASSOCIATES3 | 115 N. JEFFERSON AVE. MASON CITY, IA 50401 | AFLAC | $3K | $117 | $3K | 6.35% |
| STEVEN G JOHNSON3 | 35989 HIGHWAY 69, STE C FOREST CITY, IA 50436 | AFLAC | $709 | $51 | $760 | 1.55% |
| THE TODD GROUP3 | 602 MAIN ST, STE 200 CEDAR FALLS, IA 50613 | AFLAC | $398 | — | $398 | 0.81% |
| TARA MICHELLE D AGOSTINO3 Filed as: TARA K STUDER | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $295 | $33 | $328 | 0.67% |
| TERRELL & COMPANY INC3 | 5530 WEST PKWY, STE 100 JOHNSTON, IA 50131 | AFLAC | $126 | $9 | $135 | 0.27% |
| WESLEY J TODD3 | 602 MAIN ST, STE 200 CEDAR FALLS, IA 50613 | AFLAC | $59 | — | $59 | 0.12% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA TERRELL | 5530 WEST PKWY, STE 100 JOHNSTON, IA 50131 | AFLAC | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 50 | $49K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 131 | $56K |
| Short-term disability(3 contracts, 2 carriers) | AFLAC | 131 | $105K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 112 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.