| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOREN E MEYER3 | 2604 W EUCLID AVE INDIANOLA, IA 50125 | AFLAC | $711 | $38 | $749 | 4.11% |
| NORTH RISK PARTNERS LLC3 | 615 HORSESHOE DR STE G GRINNELL, IA 50112 | AFLAC | $360 | — | $360 | 1.98% |
| KRINGS ENTERPRISES INC3 | 1330 PRAIRIE RIDGE DR POLK CITY, IA 50226 | AFLAC | $151 | — | $151 | 0.83% |
| MARY-JOYCE LICATA3 Filed as: MARY BISHOP | 5100 SE 30TH ST DES MOINES, IA 50320 | AFLAC | $131 | $0 | $131 | 0.72% |
| BRAD P LUFKIN3 Filed as: BRAD LUFKIN | 5530 WEST PKWY STE 500 JOHNSTON, IA 50131 | AFLAC | $126 | — | $126 | 0.69% |
| NORTH RISK PARTNERS LLC3 Filed as: NORTH RISK PARTNERS | 715 SE SOUTHFORD DR WAUKEE, IA 50263 | AFLAC | $110 | — | $110 | 0.60% |
| KELCEY KRINGS3 | 5600 S 59TH ST STE 202 LINCOLN, NE 68516 | AFLAC | $106 | — | $106 | 0.58% |
| TRENTON GOSNELL3 | 2555 SE BLUESTEM DR WAUKEE, IA 50263 | AFLAC | $87 | $9 | $96 | 0.53% |
| JOSEPH P CALARCO Filed as: JOSEPH EVANS | 13848 ROSEWOOD DR CLIVE, IA 50325 | AFLAC | $81 | — | $81 | 0.44% |
| HOWARD EATON3 | 3141 PRAIRIE ROSE DR NORWALK, IA 50211 | AFLAC | $64 | $9 | $73 | 0.40% |
| PAUL R SUCHOMEL3 Filed as: PAUL SUCHOMEL | PO BOX 356 302 4TH ST VAN HORNE, IA 52346 | AFLAC | $66 | — | $66 | 0.36% |
| BENEFIT ADVOCATES3 | 2555 SE BLUESTEM DR WAUKEE, IA 50263 | AFLAC | $58 | — | $58 | 0.32% |
| TRENTON SMITH3 | 2410 E 50TH ST DES MOINES, IA 50317 | AFLAC | $58 | — | $58 | 0.32% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: MORGAN GALLAGHER | 1440 SE BISHOP DR APT 121 WAUKEE, IA 50263 | AFLAC | $56 | — | $56 | 0.31% |
| SCOTT R FRITCHER3 Filed as: SCOTT FRITCHER | 7408 LONGBOAT DR JOHNSTON, IA 50131 | AFLAC | $43 | — | $43 | 0.24% |
| GINA WIEGAND3 Filed as: GINA WIEGAND INC | 20379 TWIN PINES DR EARLHAM, IA 50072 | AFLAC | $41 | — | $41 | 0.23% |
| PHYLLIS D KIMBALL3 Filed as: PHYLLIS KIMBALL | 1103 ORCHARD DR CRESTON, IA 50801 | AFLAC | $37 | — | $37 | 0.20% |
| KACY A GRUENKEMEYER3 Filed as: KACY GRUENKEMEYER | 558 CLINGMANS LN CHATTANOOGA, TN 37419 | AFLAC | $30 | — | $30 | 0.16% |
| JOSHUA D TERRELL3 | 812 VENETIAN ISLES DR APT 1 LAKE PARK, FL 33403 | AFLAC | $18 | — | $18 | 0.10% |
| RICHARD A CLEASBY3 Filed as: RICHARD CLEASBY | 2902 SAVANNAH DR HIAWATHA, IA 52233 | AFLAC | $16 | — | $16 | 0.09% |
| CONSUMER SYSTEMS INC3 | 276 PEACE AVE NW CEDAR RAPIDS, IA 52405 | AFLAC | $15 | — | $15 | 0.08% |
| MATTHEW D BUTLER3 Filed as: MATTHEW BUTLER | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $12 | — | $12 | 0.07% |
| DONALD BYCROFT3 | 28W340 FLANDERS LN WINFIELD, IL 60190 | AFLAC | $11 | — | $11 | 0.06% |
| THE TODD GROUP3 | 4409 BLAIR RIDGE RD CEDAR FALLS, IA 50613 | AFLAC | $8 | — | $8 | 0.04% |
| DONNA R WATSON3 | 329 LA JOYA PASS LEANDER, TX 78641 | AFLAC | $7 | — | $7 | 0.04% |
| MITHCELL MCCALL3 | 3 STONERIDGE DR KEOKUK, IA 52632 | AFLAC | $4 | — | $4 | 0.02% |
| BERNARD BRAZEAU3 | 6705 GRIMES ST INDIANOLA, IA 50125 | AFLAC | $3 | — | $3 | 0.02% |
| HEATHER D SWANSON3 | 115 SE BAYTREE DR WAUKEE, IA 50263 | AFLAC | $3 | — | $3 | 0.02% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $3 | — | $3 | 0.02% |
| WILLIAM CLAY ARNOLD3 | 102 HOLLY CT NATCHEZ, MS 39120 | AFLAC | $3 | — | $3 | 0.02% |
| RICHARD R KIMBROUGH3 Filed as: RICHARD KIMBROUGH | 9505 CHAD COLLEY BLVD UNTIL 3804 FORT SMITH, AR 72916 | AFLAC | $2 | — | $2 | 0.01% |
| JAMES L HAYES3 | 1547 CEDAR SPRINGS CT NORTH LIBERTY, IA 52317 | AFLAC | $1 | — | $1 | 0.01% |
| NORTH RISK PARTNERS LLC3 | 615 HORSESHOE DR STE G GRINNELL, IA 50112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 9.99% |
| EMERSON REID LLC | 1787 SENTRY PWY W VEVA 16 #320 BLUE BELL, PA 19422 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 6.07% |
| TRUENORTH COMPANIES LC3 | PO BOX 1863 CEDAR RAPIDS, IA 52406 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $838 | — | $838 | 5.01% |
| NORTH RISK PARTNERS LLC3 | 615 HORSESHOE DR STE G GRINNELL, IA 50112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $410 | — | $410 | 10.00% |
| EMERSON REID LLC3 | 1787 SENTRY PWY W VEVA 16 #320 BLUE BELL, PA 19422 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $249 | $249 | 6.08% |
| TRUENORTH COMPANIES LC3 | PO BOX 1863 CEDAR RAPIDS, IA 52406 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $205 | — | $205 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 301 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 301 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 301 | $17K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 301 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 301 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.