| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WES DES MOINES, IA 50266 | HARTFORD LIFE AND ACCIDENT | $19K | $12K | $31K | 16.34% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | HARTFORD LIFE AND ACCIDENT | $10K | — | $10K | 5.00% |
| SUPPLEMENTAL INSURANCE PROFESSIONAL3 | 1956 PARK AVENUE DES MOINES, IA 50315 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 1.46% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE W DES MOINES, IA 50266 | DELTA DENTAL OF IOWA | $4K | $162 | $4K | 3.60% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | VISION SERVICE PLAN | $3K | — | $3K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 316 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 317 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | WELLMARK HEALTH PLAN OF IOWA | 178 | $3.5M |
| Dental | DELTA DENTAL OF IOWA | 264 | $123K |
| Vision | VISION SERVICE PLAN | 184 | $28K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 287 | $192K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 287 | $192K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 287 | $192K |
| Other | HARTFORD LIFE AND ACCIDENT | 287 | $192K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.