| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACUMEN ADVISORS INC3 | 1910 E KIMBERLY RD STE 316 DAVENPORT, IA 52807 | WELLMARK INC | — | — | $0 | 0.00% |
| ACUMEN ADVISORS INC3 | 1910 E KIMBERLY RD STE 316 DAVENPORT, IA 52807 | WELLMARK INC | — | — | $0 | 0.00% |
| ACUMEN ADVISORS INC3 | 1910 E KIMBERLY RD STE 316 DAVENPORT, IA 52807 | DELTA DENTAL OF IOWA | — | — | $0 | 0.00% |
| ACUMEN ADVISORS INC3 | 1910 E KIMBERLY RD STE 316 DAVENPORT, IA 52807 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $2K | $5K | 12.22% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $491 | $491 | 1.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 66 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 66 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | WELLMARK INC | 40 | $613K |
| Dental | DELTA DENTAL OF IOWA | 78 | $61K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 91 | $39K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 91 | $39K |
| Prescription drug(2 contracts) | WELLMARK INC | 40 | $613K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 91 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.