| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | PO BOX 9207 DES MOINES, IA 50306 | TRUSTMARK INSURANCE COMPANY | $44K | — | $44K | 13.43% |
| DAVID W WIGGINS3 Filed as: DAVID A WIGGINS | 3400 EASTVALE FAIRWAY, KS 66205 | TRUSTMARK INSURANCE COMPANY | $33K | — | $33K | 10.16% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | TRUSTMARK INSURANCE COMPANY | $30K | — | $30K | 9.33% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | PO BOX 9207 DES MOINES, IA 50306 | TRUSTMARK INSURANCE COMPANY | $28K | — | $28K | 9.44% |
| DAVID W WIGGINS3 Filed as: DAVID A WIGGINS | 3400 EASTVALE FAIRWAY, KS 66205 | TRUSTMARK INSURANCE COMPANY | $27K | — | $27K | 9.09% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | TRUSTMARK INSURANCE COMPANY | $15K | — | $15K | 4.99% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | PO BOX 9207 DES MOINES, IA 50306 | TRUSTMARK INSURANCE COMPANY | $34K | — | $34K | 11.69% |
| DAVID W WIGGINS3 Filed as: DAVID A WIGGINS | 3400 EASTVALE FAIRWAY, KS 66205 | TRUSTMARK INSURANCE COMPANY | $29K | — | $29K | 10.06% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | TRUSTMARK INSURANCE COMPANY | $20K | — | $20K | 7.09% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES LLC | PO BOX 9207 DES MOINES, IA 50306 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $4K | $17K | 5.86% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | PO BOX 9207 DES MOINES, IA 50306 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 9.90% |
| DAVID W WIGGINS3 Filed as: DAVID A WIGGINS | 3400 EASTVALE FAIRWAY, KS 66205 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 8.83% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 6.17% |
| MANUFACTURERS INSURANCE3 | 125 NORTH CENTRAL STREET PO BOX 366 FOREST CITY, IA 50436 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 14.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,681 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 33 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,737 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 1,911 | $25.8M |
| Dental | DELTA DENTAL OF IOWA | 2,176 | $903K |
| Life insurance(2 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 4,567 | $609K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 4,567 | $285K |
| Prescription drug(2 contracts, 2 carriers) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 1,911 | $25.8M |
| Other(6 contracts, 3 carriers) | TRUSTMARK INSURANCE COMPANY | 4,567 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,567 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.