| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK J BECKER & ASSOCIATES, LLC3 | 5501 NW 86TH STREET, SUITE 700 JOHNSTON, IA 50131 | HUMANA INSURANCE COMPANY | $20K | — | $20K | 3.02% |
| MARK J BECKER & ASSOCIATES, LLC3 | 5501 NW 86TH STREET, SUITE 700 JOHNSTON, IA 50131 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 2.99% |
| SELECT NETWORKS5 | 317 6TH AVENUE DES MOINES, IA 50309 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 11.00% |
| MARK J BECKER & ASSOCIATES, LLC3 | 5501 NW 86TH STREET, SUITE 700 JOHNSTON, IA 50131 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| MARK J BECKER & ASSOCIATES, LLC3 | 5501 NW 86TH STREET, SUITE 700 JOHNSTON, IA 50131 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $200 | — | $200 | 2.61% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFIT, LLC | 701 MARKET ST, STE 1100 ST LOUIS, MO 63101 | FEDERAL INSURANCE COMPANY | $2K | — | $2K | 25.00% |
| MARK J BECKER & ASSOCIATES, LLC3 | 5501 NW 86TH STREET, SUITE 700 JOHNSTON, IA 50131 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $100 | — | $100 | 2.61% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELLMARK BLUE CROSS/BLUE SHIELD IA EIN 42-0318333 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $246K |
| DELTA DENTAL OF IOWA EIN 42-0959302 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $37K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 947 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 369 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,316 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 5 carriers) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 768 | $8.2M |
| Dental | DELTA DENTAL OF IOWA | 777 | $517K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 132 | $16K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 1,476 | $568K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,476 | $568K |
| Prescription drug(7 contracts, 5 carriers) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 768 | $8.2M |
| Stop-loss / reinsurancereinsurance | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 768 | $7.5M |
| Other(2 contracts, 2 carriers) | EMPLOYEE & FAMILY RESOURCES, INC. | 5,892 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,892 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.