No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RXBENEFITS NONE | Claims processing Service code 12 | 3700 COLONNADE PKWY 600 BIRMINGHAM, AL 35243 | $99K |
| MILLIMAN NONE | Actuarial Service code 11 | 1301 FIFTH AVENUE, SUITE 3800 SEATTLE, WA 98101 | $50K |
| UTZ & LATTAN, LLC NONE | Legal Service code 29 | 7285 WEST 132ND ST., SUITE 320 OVERLAND PARK, KS 66213 | $46K |
| DELTA DENTAL EIN 42-0959302 NONE | Claims processing Service code 12 | — | $45K |
| MERRILL LYNCH EIN 13-3180817 NONE | Investment management; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $18K |
| UHY, LLP EIN 20-0694403 NONE | Accounting (including auditing) Service code 10 | — | $16K |
| AVESIS NONE | Insurance services Service code 23 | 10400 N 25TH AVE., SUITE 200 PHOENIX, AZ 85021 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,158 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 103 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,261 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS BLUE SHIELD OF SOUTH DAKOTA | 1,633 | $21.3M |
| Stop-loss / reinsurancereinsurance | WELLMARK BLUE CROSS BLUE SHIELD OF SOUTH DAKOTA | 1,633 | $21.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,633 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.