| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVENUE, SUITE 200 WEST DES MOINES, IA 50266 | DELTA DENTAL OF IOWA | $5K | $136 | $5K | 5.14% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVENUE, SUITE 200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $559 | $5K | 13.13% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVENUE WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $607 | $3K | 12.30% |
| BHERD, LLC3 | 1956 PARK AVENUE DES MONIES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 4.98% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVENUE, SUITE 200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $346 | $3K | 11.35% |
| BHERD, LLC3 | 1956 PARK AVENUE DES MONIES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVENUE, SUITE 200 WEST DES MOINES, IA 50266 | VISION SERVICE PLAN | $1K | — | $1K | 5.01% |
| SUPPLEMENTAL INSURANCE PROFESSIONAL3 Filed as: SUPPLEMENTAL INSURANCE PROFESS | 1956 PARK AVENUE DES MONIES, IA 50315 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 8.00% |
| FREDERICK S BOUNDS3 | 505 GRAND OAKS DRIVE WEST DES MOINES, IA 50265 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $992 | — | $992 | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVENUE, SUITE 200 WEST DES MOINES, IA 50266 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $282 | $282 | 1.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 185 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF IOWA | 129 | $94K |
| Vision | VISION SERVICE PLAN | 116 | $24K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 144 | $39K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 185 | $26K |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 144 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.