| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SELECT NETWORKS3 | 317 6TH AVENUE, STE 1440 DES MOINES, IA 50309 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $59K | — | $59K | 16.72% |
| EILEEN M BIEHN3 | 1516 S MARSHALL ST BOONE, IA 50036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12K | — | $12K | 5.30% |
| GREGORY K PIKLAPP3 | 1516 S MARSHALL ST BOONE, IA 50036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11K | — | $11K | 5.05% |
| EDWARD C BIEHN3 | 1516 S MARSHALL ST BOONE, IA 50036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.74% |
| MICHAEL E SHANE3 | 1516 S MARSHALL ST BOONE, IA 50036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.49% |
| ROBIN ROCHELLE WAGNER3 Filed as: ROBIN WAGNER | 2696 PARK PLACE NORWALK, IA 50211 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $866 | — | $866 | 0.38% |
| WILLIAM RENNER3 | 805 W PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $383 | — | $383 | 0.17% |
| DOUGLAS E BIEHN3 | 1516 S MARSHALL ST BOONE, IA 50036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $199 | — | $199 | 0.09% |
| DANE PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $119 | — | $119 | 0.05% |
| PAUL F CHESTER3 | 2452 MARY ST OMAHA, NE 68112 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $53 | — | $53 | 0.02% |
| MARC EVAN HAND3 | 934 MAPLE STREET, APT 3 STORY CITY, IA 50248 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $52 | — | $52 | 0.02% |
| RHONDA S PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $44 | — | $44 | 0.02% |
| ALAN PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| EILEEN M BIEHN3 | 1516 S MARSHALL ST BOONE, IA 50036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $420 | — | $420 | 5.57% |
| GREGORY K PIKLAPP3 | 1516 S MARSHALL ST BOONE, IA 50036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $374 | — | $374 | 4.96% |
| EDWARD C BIEHN3 | 1516 S MARSHALL ST BOONE, IA 50036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $52 | — | $52 | 0.69% |
| MICHAEL E SHANE3 | 1516 S MARSHALL ST BOONE, IA 50036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $28 | — | $28 | 0.37% |
| ROBIN ROCHELLE WAGNER3 Filed as: ROBIN WAGNER | 2696 PARK PLACE NORWALK, IA 50211 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $25 | — | $25 | 0.33% |
| WILLIAM RENNER3 | 805 W PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.11% |
| DOUGLAS E BIEHN3 | 1516 S MARSHALL ST BOONE, IA 50036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.09% |
| DANE PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.03% |
| RHONDA S PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,053 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 39 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,092 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 2,320 | $23.4M |
| Dental | DELTA DENTAL OF IOWA | 2,234 | $0 |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 1,686 | $356K |
| Life insurance | HARTFORD LIFE & ACCIDENT | 2,918 | $155K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,364 | $423K |
| Prescription drug | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 2,320 | $23.2M |
| Stop-loss / reinsurancereinsurance | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 2,320 | $23.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,918 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.