No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Contract Administrator; Other fees; Recordkeeping fees; Copying and duplicating; Accounting (including auditing) Service code 10 | — | $363K |
| HEALTHPARTNERS EIN 41-1629390 NONE | Claims processing Service code 12 | — | $320K |
| LEONARD, O'BRIEN, SPENCER, GALE EIN 41-0956652 NONE | Legal Service code 29 | — | $112K |
| MEDICA EIN 41-1479417 NONE | Claims processing Service code 12 | — | $46K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Consulting (general); Actuarial Service code 11 | — | $46K |
| MAIRS & POWER, INC. EIN 41-0844499 NONE | Investment advisory (plan); Soft dollars commissions; Investment management fees paid directly by plan Service code 27 | — | $31K |
| OPTUM EIN 33-0441200 NONE | Claims processing Service code 12 | — | $29K |
| DDMN ASO, LLC EIN 41-1905554 NONE | Claims processing Service code 12 | — | $21K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Claims processing Service code 12 | — | $21K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $16K |
| PILOT CAPITAL EIN 41-1599308 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $9K |
| UNION BANK & TRUST EIN 41-1267434 NONE | Account maintenance fees; Custodial (securities) Service code 19 | — | $8K |
| QUALITY RESOURCE GROUP, INC. EIN 41-1762007 NONE | Copying and duplicating Service code 36 | — | $7K |
| TEAM, LLC EIN 83-0469948 NONE | Claims processing Service code 12 | — | $6K |
| LASERMARK EIN 41-1703180 NONE | Copying and duplicating Service code 36 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 824 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 830 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HEALTHPARTNERS | 829 | $293K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 829 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.