See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FORMULA CORPORATION EIN 41-1559435 NONE | Contract Administrator; Claims processing Service code 12 | 2919 EAGANDALE BLVD, SUITE 120 EAGAN, MN 55121 | $556K |
| BLUELINK TPA EIN 41-1427596 NONE | Other fees Service code 99 | PO BOX 64668 ST PAUL, MN 55164 | $530K |
| THOMAS M HUGHES, LTD EIN 26-3097969 NONE | Legal Service code 29 | 2355 FAIRVIEW AVE ROSEVILLE, MN 55113 | $29K |
| BETTS & HAYES, LTD EIN 41-1619880 NONE | Accounting (including auditing) Service code 10 | 801 MEANDER COURT MEDINA, MN 55340 | $25K |
| ALTON JOHNSON NONE | Other fees Service code 99 | 3541 COLFAX AVE S MINNEAPOLIS, MN 55408 | $24K |
| CLEVELAND-MAHER LLC EIN 27-2039796 NONE | Insurance services Service code 23 | 1650 W 82ND ST SUITE 850 MINNEAPOLIS, MN 55431 | $20K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Actuarial Service code 11 | 3800 WEST 80TH STREET SUITE 870 BLOOMINGTON, MN 55431 | $9K |
| WELLS FARGO ADVISORS EIN 41-6027254 NONE | Investment advisory (plan); Distribution (12b-1) fees; Securities brokerage Service code 27 | — | $7K |
| KATHRYN HIPP CARLSON NONE | Legal Service code 29 | 150 SOUTH 5TH STREET SUITE 1490 MINNEAPOLIS, MN 55402 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,751 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 50 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,801 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,752 | $48K |
| Stop-loss / reinsurancereinsurance | BCBSM, INC. | 1,882 | $508K |
| Other | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,752 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,882 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.