| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PACE CHICAGO, IL 606731298 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | — | $0 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $8K | — | $8K | 6.72% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E LANCASTER AVENUE 2 VILLANOVA CENTER # 210 VILLANOVA, PA 19085 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $2K | $2K | $4K | 3.82% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $3K | — | $3K | 5.42% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E LANCASTER AVENUE 2 VILLANOVA CENTER # 210 VILLANOVA, PA 19085 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $996 | $1K | $2K | 3.79% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $859 | — | $859 | 6.65% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E LANCASTER AVENUE 2 VILLANOVA CENTER # 210 VILLANOVA, PA 19085 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $217 | $280 | $497 | 3.85% |
| AON CONSULTING INC3 Filed as: AON HEWITT - MORRISTOWN, NJ | 29840 NETWORK PLACE CHICAGO, IL 60673 | FIDELITY SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $1K | — | $1K | 16.47% |
| NICHOLAS H. LAMOTTE3 | 795 E LANCASTER AVENUE #210 VILLANOVA, PA 19085 | FIDELITY SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $168 | — | $168 | 1.97% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $50 | — | $50 | 5.08% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E LANCASTER AVENUE 2 VILLANOVA CENTER # 210 VILLANOVA, PA 19085 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $17 | $22 | $39 | 3.96% |
| NICHOLAS H. LAMOTTE3 | 795 E LANCASTER AVENUE VILLANOVA, PA 19085 | FIDELITY SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $9 | — | $9 | 6.82% |
| AON CONSULTING INC3 Filed as: AON HEWITT - MORRISTOWN, NJ | 29840 NETWORK PLACE CHICAGO, IL 60673 | FIDELITY SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $6 | — | $6 | 4.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 157 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 143 | $229K |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY OF NEW YORK | 364 | $9K |
| Life insurance | CIGNA LIFE INSURANCE CO. OF NEW YORK | 238 | $114K |
| Short-term disability | CIGNA LIFE INSURANCE CO. OF NEW YORK | 46 | $985 |
| Long-term disability | CIGNA LIFE INSURANCE CO. OF NEW YORK | 134 | $59K |
| Other | CIGNA LIFE INSURANCE CO. OF NEW YORK | 166 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 364 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.