| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | PO BOX 1388 HOUSTON, TN 772511388 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $42 | $6K | 2.96% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SON LP | PO BOX 301598 DALLAS, TX 753031598 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $703 | $6K | 2.67% |
| MCGRIFF INSURANCE SERVICES INC3 | 818 TOWN AND COUNTRY BLVD STE 500 HOUSTON, TN 770244549 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $24 | $4K | 1.67% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP A MARSH & MCLENNAN AGEN | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 194062772 | METROPOLITAN LIFE INSURANCE COMPANY | — | $932 | $932 | 0.44% |
| MCGRIFF INSURANCE SERVICES INC3 | 414 GALLIMORE DAIRY RD STE F GREENSBORO, NC 274099693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $709 | $709 | 0.34% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVE STE 201 RALEIGH, NC 276123908 | METROPOLITAN LIFE INSURANCE COMPANY | $24 | $24 | $48 | 0.02% |
| ARTHUR CHAVEZ3 | 4405 58TH ST LUBBOCK, TX 79414 | WASHINGTON NATIONAL | $932 | — | $932 | 1.66% |
| PERFORMANCE MATTERS ASSOCIATES3 | 11825 N PENNSYLVANIA CARMEL, IN 46032 | WASHINGTON NATIONAL | $865 | — | $865 | 1.54% |
| MICHAEL S MCGUFFIN3 | 808 RELAXING LANE SENECA, SC 29672 | WASHINGTON NATIONAL | $446 | — | $446 | 0.79% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RICHARD S LEE | 555 BAYVIEW DRIVE BELLEAIR, FL 33756 | WASHINGTON NATIONAL | $186 | — | $186 | 0.33% |
| DIANA N MARTINEZ3 Filed as: DIANA NOEMI MARTINEZ | 14016 N. LAKE BRANCH LANE HOUSTON, TX 77044 | WASHINGTON NATIONAL | $162 | — | $162 | 0.29% |
| ASHLEY N. CLYDE3 | 22915 JUNE POINT COURT TOMBALL, TX 77275 | WASHINGTON NATIONAL | $125 | — | $125 | 0.22% |
| JULIE JOA3 | 15810 SHORELINE TER DR HOUSTON, TX 77044 | WASHINGTON NATIONAL | $31 | — | $31 | 0.06% |
| BLAKNEY A BARRETT3 | 13123 EAST EMERALD COAST PKWY B214 ROSEMARY BEACH, FL 32461 | WASHINGTON NATIONAL | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RICHARD S LEE | 11825 PENNSYLVANIA ST CARMEL, IN 46032 | WASHINGTON NATIONAL | $1 | — | $1 | 0.00% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SON | PO BOX 1388 HOUSTON, TX 77251 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $20K | $20K | 36.57% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC-BALTIMORE | PO BOX 1388 HOUSTON, TN 77251 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $18K | $18K | 33.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 243 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 249 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 269 | $55K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 463 | $212K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 463 | $212K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 463 | $268K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 463 | $212K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 463 | $212K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 463 | $275K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 463 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.