| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHRIS A GUSTAFSON3 | 25977 482ND AVENUE BRANDON, SD 57005 | AFLAC | $11K | $707 | $12K | 10.02% |
| MELISSA J BECK3 Filed as: MELISSA J. BECK | 26505 LAKEVIEW PLACE HARTFORT, SD 57033 | AFLAC | $2K | $158 | $2K | 1.97% |
| KRISTY ANN KAUFMAN3 | 912 SOUTH SCARLET OAK TRAIL SIOUX FALLS, SD 57110 | AFLAC | $2K | $63 | $2K | 1.64% |
| AWS INC3 | 1919 WEST 57TH STREET SUITE 101 SIOUX FALLS, SD 57108 | AFLAC | $2K | $155 | $2K | 1.62% |
| CINDY K CORVI3 | 7635 BLANDFORD PLACE ATLANTA, GA 30350 | AFLAC | $1K | $84 | $1K | 1.22% |
| DOUGLAS HASLIP3 | 7227 WEST LANCASTER CIRCLE SIOUX FALLS, SD 57106 | AFLAC | $993 | — | $993 | 0.84% |
| MICHAEL D EVANS JR3 | 113 5TH STREET SOUTHEAST WATERTOWN, SD 57201 | AFLAC | $280 | — | $280 | 0.24% |
| DAVID P AESOPH3 | 2700 WEST NICOLE DRIVE SIOUX FALLS, SD 57105 | AFLAC | $225 | — | $225 | 0.19% |
| KEITH ANTHONY KLEINE3 | 2216 SPRUCEWOOD DRIVE NORTHWEST AXWORTH, GA 30101 | AFLAC | $174 | $17 | $191 | 0.16% |
| CHRISTOPHER WALLACE HOFF3 | 13580 SOUTHWEST CRESTLINE COURT TIGARD, OR 97224 | AFLAC | $147 | $17 | $164 | 0.14% |
| KRISTIE WEIDMANN3 Filed as: KRISTIE M WIEDMANN | 3734 SOUTH SOUTH STREET SPRINGFIELD, MO 65807 | AFLAC | $162 | — | $162 | 0.14% |
| SHAWNA STARR NYHAUG3 | 206 WEST MAPLE STREET BERESFORD, SD 57004 | AFLAC | $137 | — | $137 | 0.12% |
| MELODY B THOMPSON3 | 1212 MAIN AVENUE SOUTH BROOKINGS, SD 57006 | AFLAC | $117 | $15 | $132 | 0.11% |
| CRAIG S STADTFELD3 | 1919 WEST 57TH STREET SUITE 101 SIOUX FALLS, SD 57108 | AFLAC | $120 | $3 | $123 | 0.10% |
| JAMES MCDONALD3 Filed as: JAMES J LAMBERT | 5509 SOUTH JERSEY TESS DRIVE SIOUX FALLS, SD 57108 | AFLAC | $119 | — | $119 | 0.10% |
| SARA KNEIP3 | 1218 6TH STREET BROOKINGS, SD 57006 | AFLAC | $94 | — | $94 | 0.08% |
| ANDREA L SWEETER3 | 46872 283RD STREET LENNOX, SD 57039 | AFLAC | $89 | — | $89 | 0.08% |
| NAOMI C MCLAUGHLIN3 | 320 DEERVIEW AVENUE TEA, SD 57064 | AFLAC | $75 | — | $75 | 0.06% |
| JOLYNNE M MACK3 Filed as: JOLYNNE MACK | 113 5TH STREET SOUTHEAST WATERTOWN, SD 57201 | AFLAC | $63 | — | $63 | 0.05% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PARKWAY SOUTH SUITE C FARGO, ND 58104 | AFLAC | $61 | — | $61 | 0.05% |
| WILLIAM JAMES MURPHY3 Filed as: WILLIAM K. DUIN | 7728 WEST JUSTICE STREET SIOUX FALLS, SD 57106 | AFLAC | $59 | — | $59 | 0.05% |
| JEREMY D FOX3 | 42312 199TH STREET BANCROFT, SD 57353 | AFLAC | $58 | — | $58 | 0.05% |
| TRACY L HOSTLER3 | 3922 SOUTH WESTERN AVENUE SIOUX FALLS, SD 57105 | AFLAC | $45 | $2 | $47 | 0.04% |
| KRISTIE M WEIDMANN3 | 3734 SOUTH AVENUE SUITE F SPRINGFIELD, MD 57103 | AFLAC | $41 | — | $41 | 0.03% |
| DEBORAH KAE LEE3 | 4303 WEST TOWNSLEY PLACE SIOUX FALLS, SD 57108 | AFLAC | $40 | — | $40 | 0.03% |
| PROVIDENCE FINANCIAL INC3 | 3208 EAST 26TH STREET SIOUX FALLS, SD 57103 | AFLAC | $36 | — | $36 | 0.03% |
| CAROL FOX3 | 42312 199TH STREET BANCROFT, SD 57353 | AFLAC | $31 | — | $31 | 0.03% |
| JEREMY ALLEN TIMMERMANS3 | 1919 WEST 57TH STREET SUITE 101 SIOUX FALLS, SD 57108 | AFLAC | $30 | — | $30 | 0.03% |
| JAMES MCDONALD3 Filed as: JAMES ROBERT MADSEN | 1919 WEST 57TH STREET SUITE 101 SIOUX FALLX, IA 57108 | AFLAC | $27 | — | $27 | 0.02% |
| JACKIE M HOERNER3 | 3922 SOUTH WESTERN AVENUE SIOUX FALLX, SD 57105 | AFLAC | $27 | — | $27 | 0.02% |
| KYLE L VESELY3 | 4771 SOUTH TURNBERRY AVENUE SPRINGFIELD, MO 65810 | AFLAC | $26 | — | $26 | 0.02% |
| ISAAC G HALL3 | 121 ROCKY POINT COURT ACWORTH, GA 30101 | AFLAC | $22 | — | $22 | 0.02% |
| PAMELA J KREBER3 Filed as: PAMELA J KREBLER | 5905 SOUTH DEER PARK DRIVE SIUOX FALLS, SD 57108 | AFLAC | $21 | — | $21 | 0.02% |
| PEAK INC3 | 40658 252ND STREET MITCHELL, SD 57301 | AFLAC | $20 | — | $20 | 0.02% |
| STEVEN L. VONK3 Filed as: STEVEN L VONK | 1602 10TH STREET ROCK VALLEY, IA 51247 | AFLAC | $19 | — | $19 | 0.02% |
| F&G DIVERSIFIED LLC3 | PO BOX 7251 MACON, GA 31209 | AFLAC | $19 | — | $19 | 0.02% |
| SHIRLEE M HANSON3 | 7310 WEST 58TH STREET SIOUX FALLS, SD 57106 | AFLAC | $16 | — | $16 | 0.01% |
| JANE W BARNHILL3 Filed as: JANE M POTTEBAUM | 19258 HAWTHORNE AVENUE CARROLL, IA 51401 | AFLAC | $16 | — | $16 | 0.01% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J. TOMLINSON | 40 PARADISE DRIVE WATERTOWN, SD 57201 | AFLAC | $15 | — | $15 | 0.01% |
| TAMARA WILLIAMS3 | 3922 SOUTHWESTERN AVENUE SIOUX FALLS, SD 57105 | AFLAC | $13 | — | $13 | 0.01% |
| JASON MACK3 | 1623 7TH STREET NORTHEAST WATERTOWN, SD 57201 | AFLAC | $13 | — | $13 | 0.01% |
| TAMARA WILLIAMS3 | 5901 SOUTH AVENUE SIOUX FALLS, SD 57106 | AFLAC | $11 | — | $11 | 0.01% |
| DANIEL R MEHLBRECH3 Filed as: DANIEL R. MEHLBRECH | 47152 257TH STREET CROOKS, SD 57020 | AFLAC | $10 | — | $10 | 0.01% |
| JOHN B COLLINS3 | 159 PA JOHNS ROAD NORTHEAST MILLEDGEVILLE, GA 31061 | AFLAC | $9 | — | $9 | 0.01% |
| FISHBACK INSURANCE AGENCY INC3 | 520 6TH STREET BROOKINGS, SD 57006 | AFLAC | $8 | — | $8 | 0.01% |
| NEFZGER ENTERPRISES INC3 | 524 WEST LAKE DRIVE LAKE NORDEN, SD 57248 | AFLAC | $7 | — | $7 | 0.01% |
| MICHAEL BOLGER3 | 128 WOODLAND DRIVE MADISON, SD 57042 | AFLAC | $6 | — | $6 | 0.01% |
| KALIE R GILBERT3 | PO BOX 124 GOSHEN, AR 72735 | AFLAC | $5 | — | $5 | 0.00% |
| SHAWN D BENSER3 | 4840 AMBER VALLEY PARKWAY SOUTH SUITE C FARGO, ND 58104 | AFLAC | $5 | — | $5 | 0.00% |
| SHERRY M ADAMS3 | 7227 WEST LANCASTER CIRCLE SIOUX FALLS, SD 57106 | AFLAC | $4 | — | $4 | 0.00% |
| CHERYL HAYES3 Filed as: CHERYL Y HAYES | 611 NORTH HILL STREET SILOAM SPRINGS, AR 72761 | AFLAC | $3 | — | $3 | 0.00% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $3 | — | $3 | 0.00% |
| KACY A GRUENKEMEYER3 | 325 CHEROKEE BOULEVARD SUITE 102 CHATTANOOGA, TN 37405 | AFLAC | $2 | — | $2 | 0.00% |
| SCOTT R FRITCHER3 | 3511 131ST STREET URBANDALE, IA 50323 | AFLAC | $2 | — | $2 | 0.00% |
| MONICA S KINNER3 | 7212 WEST 65TH STREET SIOUX FALLS, SD 57106 | AFLAC | $1 | — | $1 | 0.00% |
| RENAE SALLQUIST KNOPF3 | 1001 WEST KILLARNEY STREET SIOUX FALLS, SD 57108 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIAM M BARNETT3 | 703 NORTH SAGEHORN DRIVE HARTFORD, SD 57033 | AFLAC | $1 | — | $1 | 0.00% |
| HEATHER D SWANSON3 | 4517 49TH PLACE DES MOINES, IA 50310 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIAM M BARNETT3 | 703 NORTH SAGEHORN DRIVE HARTGORD, SD 57033 | AFLAC | $1 | — | $1 | 0.00% |
| KARA M CARMODY3 | 718 HOYT AVENUE EAST STREET ST PAUL, MN 55106 | AFLAC | $1 | — | $1 | 0.00% |
| AUSTIN J PETERSON3 | 11116 AURORA AVENUE URBANDALE, IA 50322 | AFLAC | $1 | — | $1 | 0.00% |
| BRAD L NEUGEBAUER3 | 101 WEST 69TH STREET SUITE 200 SIOUX FALLS, SD 57108 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | — | $7K | 11.23% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 287 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 301 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA | 234 | $1.7M |
| Dental | DELTA DENTAL OF SOUTH DAKOTA | 203 | $165K |
| Vision | VISION SERVICE PLAN | 226 | $6K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 296 | $66K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 296 | $66K |
| Other | AFLAC | 145 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 296 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.