| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AHMANN MARTIN3 Filed as: AHMANN & MARTIN CO. | 7555 MARKET PL DR EDEN PRAIRIE, MN 55344 | BCBSM, INC. D.B.A. BLUE CROSS BLUE SCHIELD OF MINNEOSOTA | $30K | — | $30K | — |
| ASSOCIATED FINANCIAL GROUP LLC3 Filed as: ASSOCIATED FINANCIAL GROUP, LLC | 12600 WHITEWATER DRIVE, SUITE 100 MINNETONKA, MN 55343 | BCBSM, INC. D.B.A. BLUE CROSS BLUE SCHIELD OF MINNEOSOTA | $28K | — | $28K | — |
| RJ AHMANN BENEFITS LLC3 Filed as: RJ AHMANN COMPANY | 7555 MARKET PL DR EDEN PRAIRIE, MN 55344 | NATIONAL VISION ADMINISTRATORS, LLC | $644 | — | $644 | — |
| ASSOC BENEFITS & RISK CONSULTING3 Filed as: ASSOC. FINANCIAL GRP, LLC DBA ASSOC | 711 EISENHOWER DRIVE KIMBERLY, WI 54136 | NATIONAL VISION ADMINISTRATORS, LLC | $328 | — | $328 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 144 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 144 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCBSM, INC. D.B.A. BLUE CROSS BLUE SCHIELD OF MINNEOSOTA | 326 | $0 |
| Vision | NATIONAL VISION ADMINISTRATORS, LLC | 260 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 326 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.