| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JUSTIN TRUCKENBROD3 | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | BCBSMN INC DBA BLUE CROSS BLUE SHIELD OF MINNESOTA | $81K | $12K | $93K | 8.73% |
| CINDY D MYERS3 Filed as: CINDY EIDE | 1805 S BELLAIRE ST SUITE 185 DENVER, CO 80222 | BCBSMN INC DBA BLUE CROSS BLUE SHIELD OF MINNESOTA | — | $38K | $38K | 3.50% |
| GCG FINANCIAL LLC3 | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $26K | — | $26K | 5.75% |
| CINDY D MYERS3 | 1805 S BELLAIRE ST STE 18 SUITE 185 DENVER, CO 80222 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $23K | — | $23K | 5.07% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN DRIVE SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $5K | $5K | 1.15% |
| BENEFITS BROKER INC3 Filed as: BENEFITS BROKER, INC. | 20 CLUB MANOR DRIVE UNIT A PUEBLO, CO 81008 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $5K | $5K | 1.11% |
| GCG FINANCIAL LLC3 | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $2K | $11K | 7.45% |
| THE ULTIMATE SOFTWARE GROUP0 Filed as: THE ULTIMATE SOFTWARE GROUP INC. | 1485 NORTH PARK DRIVE WESTON, FL 33326 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $8K | $8K | 5.41% |
| CINDY D MYERS3 | 1805 S BELLAIRE ST STE 18 SUITE 185 DENVER, CO 80222 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 5.06% |
| BENEFITS BROKER INC3 Filed as: BENEFITS BROKER, INC. | 20 CLUB MANOR DRIVE UNIT A PUEBLO, CO 81008 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $5K | $5K | 3.87% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN DRIVE SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 2.29% |
| GCG FINANCIAL LLC3 | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $2K | $7K | 7.46% |
| THE ULTIMATE SOFTWARE GROUP0 Filed as: THE ULTIMATE SOFTWARE GROUP INC. | 1485 NORTH PARK DRIVE WESTON, FL 33326 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $5K | $5K | 5.41% |
| CINDY D MYERS3 | 1805 S BELLAIRE ST STE 18 SUITE 185 DENVER, CO 80222 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.05% |
| BENEFITS BROKER INC3 Filed as: BENEFITS BROKER, INC. | 20 CLUB MANOR DRIVE UNIT A PUEBLO, CO 81008 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $4K | $4K | 3.87% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN DRIVE SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 2.29% |
| BENEFITS BROKER INC3 Filed as: BENEFITS BROKER, INC. | 20 CLUB MANOR DRIVE UNIT A PUEBLO, CO 81008 | VISION SERVICE PLAN | $3K | — | $3K | 4.13% |
| GCG FINANCIAL LLC3 | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $1K | $5K | 7.46% |
| THE ULTIMATE SOFTWARE GROUP0 Filed as: THE ULTIMATE SOFTWARE GROUP INC. | 1485 NORTH PARK DRIVE WESTON, FL 33326 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $4K | $4K | 5.41% |
| CINDY D MYERS3 | 1805 S BELLAIRE ST STE 18 SUITE 185 DENVER, CO 80222 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 5.05% |
| BENEFITS BROKER INC3 Filed as: BENEFITS BROKER, INC. | 20 CLUB MANOR DRIVE UNIT A PUEBLO, CO 81008 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 3.88% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN DRIVE SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 2.30% |
| GCG FINANCIAL LLC3 | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $34 | $5K | 9.00% |
| CINDY D MYERS3 | 1805 S BELLAIRE ST STE 18 SUITE 185 DENVER, CO 80222 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 7.17% |
| THE ULTIMATE SOFTWARE GROUP0 Filed as: THE ULTIMATE SOFTWARE GROUP INC. | 1485 NORTH PARK DRIVE WESTON, FL 33326 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 5.37% |
| BENEFITS BROKER INC3 Filed as: BENEFITS BROKER, INC. | 20 CLUB MANOR DRIVE PUEBLO, CO 81008 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.04% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN DRIVE SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 2.38% |
| THE ULTIMATE SOFTWARE GROUP0 Filed as: THE ULTIMATE SOFTWARE GROUP INC. | 1485 NORTH PARK DRIVE WESTON, FL 33326 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 3.00% |
| THE ULTIMATE SOFTWARE GROUP0 Filed as: ULTIMATE SOFTWARE GROUP INC. | 1485 NORTH PARK DRIVE WESTON, FL 33326 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $910 | $910 | 3.00% |
| GCG FINANCIAL LLC3 | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | PRE-PAID LEGAL SERVICES, INC DBA LEGALSHIELD | $2K | — | $2K | 10.90% |
| DENNIS E HENNESSY4 Filed as: DENNIS HENNESSY | 970 WEDGEWOOD DR CRYSTAL LAKE, IL 60014 | PRE-PAID LEGAL SERVICES, INC DBA LEGALSHIELD | $1K | — | $1K | 9.73% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST SUITE 900 KANSAS CITY, MO 64112 | PRE-PAID LEGAL SERVICES, INC DBA LEGALSHIELD | $270 | — | $270 | 1.91% |
| STEVEN BAKER4 | 153 ESTHER DRIVE COCOA BEACH, FL 32931 | PRE-PAID LEGAL SERVICES, INC DBA LEGALSHIELD | $91 | — | $91 | 0.64% |
| VICKY METHVEN4 Filed as: VICKY L METHVEN | 370 GREEN OAK DRIVE KERRVILLE, TX 78028 | PRE-PAID LEGAL SERVICES, INC DBA LEGALSHIELD | $50 | — | $50 | 0.35% |
| GCG FINANCIAL LLC3 | 3 PARKWAY N STE 500 DEERFIELD, IL 60015 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $456 | $3 | $459 | 9.09% |
| CINDY D MYERS3 | 1805 S BELLAIRE ST STE 18 SUITE 185 DENVER, CO 80222 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $300 | — | $300 | 5.94% |
| THE ULTIMATE SOFTWARE GROUP0 Filed as: THE ULTIMATE SOFTWARE GROUP INC. | 1485 NORTH PARK DRIVE WESTON, FL 33326 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $252 | $252 | 4.99% |
| BENEFITS BROKER INC3 Filed as: BENEFITS BROKER, INC. | 20 CLUB MANOR DRIVE UNIT A PUEBLO, CO 81008 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $204 | $204 | 4.04% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN DRIVE SOLON, OH 44139 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $121 | $121 | 2.40% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MN EIN 41-0984460 ADMINISTRATIVE SERVICES | Claims processing Service code 12 | 1301 CHESTNUT STREET VIRGINIA, MN 55792 | $213K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 470 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 470 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCBSMN INC DBA BLUE CROSS BLUE SHIELD OF MINNESOTA | 467 | $1.1M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 454 | $449K |
| Vision | VISION SERVICE PLAN | 431 | $75K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 498 | $71K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 498 | $94K |
| Other(7 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 498 | $354K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 498 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.