| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICESMNINC | 505 WATERFORD PARK HWY 169 N PLYMOUTH, MN 55441 | HEALTHPARTNERS INSURANCE COMPANY | — | $45K | $45K | 2.88% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES INC | 505 HIGHWAY 169 N STE 1100 PLYMOUTH, MN 554416400 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $63 | $15K | 10.02% |
| ENROLLEASE3 Filed as: THE KNW GROUP LLC | 505 HIGHWAY 169 N STE 1100 PLYMOUTH, MN 554410000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | — | $15K | 10.60% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HWY WEST LAKE HILLS, TX 787460000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 1.13% |
| NFP INSURANCE SERVICES INC3 Filed as: THE KNW GROUP LLC DBA NFP | 505 HIGHWAY 169 N STE 1100 PLYMOUTH, MN 554410000 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 10.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 159 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHPARTNERS INSURANCE COMPANY | 273 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 258 | $148K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 233 | $20K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 154 | $145K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 154 | $145K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 154 | $145K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 154 | $145K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 273 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.