| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NORTH RISK PARTNERS LLC3 | 206 EAST LITTLE CANADA ROAD SAINT PAUL, MN 55117 | PREFERREDONE INSURANCE COMPANY | $25K | — | $25K | 3.64% |
| NORTH RISK PARTNERS LLC3 | 622 ROOSEVELT ROAD, SUITE 240 SAINT CLOUD, MN 56301 | PREFERREDONE INSURANCE COMPANY | $2K | — | $2K | 0.34% |
| NORTH RISK PARTNERS LLC3 | 206 LITTLE CANADA RD E ST PAUL, MN 55117 | DELTA DENTAL OF MINNESOTA | $6K | — | $6K | 8.12% |
| NORTH RISK PARTNERS LLC3 | 206 LITTLE CANADA RD EAST ST PAUL, MN 551171332 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $719 | $5K | 14.16% |
| NORTH RISK PARTNERS LLC3 Filed as: NORTH RISK PARTNERS, LLC | 622 ROOSEVELT RD SUITE 240 SAINT CLOUD, MN 56301 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 12.00% |
| NORTH RISK PARTNERS LLC3 Filed as: NORTH RISK PARTNERS, LLC | 622 ROOSEVELT RD SUITE 240 SAINT CLOUD, MN 56301 | SUN LIFE ASSURANCE COMPANY OF CANADA | $102 | — | $102 | 11.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MINNESOTA | 81 | $68K |
| Life insurance(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 138 | $21K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 96 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 138 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.