See 5 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 9 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| STRATACOR EIN 41-1852523 BENEFITS ADMIN | Claims processing; Contract Administrator Service code 12 | — | $14K |
| CARTIER AGENCY INC AGENT | Insurance agents and brokers Service code 22 | 310 E SUPERIOR ST STE 220 DULUTH, MN 55802 | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 269 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | BLUELINK | 172 | $731K |
| Vision | BLUELINK | 172 | $705K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 269 | $120K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 269 | $120K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 269 | $120K |
| Prescription drug | BLUELINK | 172 | $705K |
| Stop-loss / reinsurancereinsurance | BLUELINK | 172 | $705K |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 269 | $133K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 269 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.