| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MATTHEW C FELKNOR3 | 9333 CEDAR CIRCLE MINNEAPOLIS, MN 55425 | PRINCIPAL LIFE INSURANCE COMPANY | $13K | — | $13K | 11.76% |
| MARC A GROVE3 Filed as: MARC ALAN GROVE | 25900 AUTUMN WAY ROGERS, MN 55374 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | — | $4K | 3.99% |
| MATTHEW C FELKNOR3 | 9333 CEDAR CIRCLE BLOOMINGTON, MN 55425 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $0 | $5K | 12.75% |
| ROBERT SCOTT BRUNER3 | 24620 E CEDAR LAKE DR NEW PRAGUE, MN 56071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $1K | $3K | 6.46% |
| RYAN BENEFITS INC3 Filed as: RYAN CHRISTOPHER TRUCHON | 2297 119TH CIR NE MINNEAPOLIS, MN 55449 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $66 | $2K | 4.21% |
| TR INSURANCE ADVISORS INC3 | 1009 EIGHTH AVE NE WASECA, MN 56093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $160 | $2K | 4.13% |
| MARC A GROVE3 | 25900 AUTUMN WAY ROGERS, MN 55374 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $881 | $727 | $2K | 4.11% |
| MEGHAN MOFFATT LUCAS3 | 2650 ACORN RUN VICTORIA, MN 55386 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $337 | $62 | $399 | 1.02% |
| JILL R LAMBERT3 | 12741 JEFFERSON ST NE BLAINE, MN 55434 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $328 | $36 | $364 | 0.93% |
| ELIZABETH MARIE LANGEVIN3 | 51685 BELLE ISLE DR RUSH CITY, MN 55069 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $328 | $34 | $362 | 0.92% |
| MPART BENEFITS INC3 | 100 ALBRIGHT LN PROSPER, TX 75078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $16 | $35 | 0.09% |
| MATTHEW C FELKNOR3 Filed as: MATTHEW FELKNOW | 9333 CEDAR CIRCLE BLOOMINGTON, MN 55425 | DDMN ASO, LLC | — | $2K | $2K | 10.80% |
| MATTHEW C FELKNOR3 Filed as: MATTHEW CHARLES FELKNOW | 9333 CEDAR CIRCLE BLOOMINGTON, MN 55425 | HEALTHPARTNERS INSURANCE COMPANY | — | $48K | $48K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 202 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHPARTNERS INSURANCE COMPANY | 272 | $0 |
| Dental | DDMN ASO, LLC | 285 | $16K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 262 | $111K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 262 | $111K |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 262 | $151K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 262 | $111K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 285 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.