| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MATTHEW C FELKNOR3 | 9333 CEDAR CIRCLE BLOOMINGTON, MN 55425 | PRINCIPAL LIFE INSURANCE COMPANY | $14K | — | $14K | 9.98% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS | 2000 CHAPEL VIEW BLVD STE 240 CRANSTON, RI 02920 | PRINCIPAL LIFE INSURANCE COMPANY | — | $5K | $5K | 3.23% |
| MARC A GROVE3 Filed as: MARC ALAN GROVE | 25900 AUTUMN WAY ROGERS, MN 55374 | PRINCIPAL LIFE INSURANCE COMPANY | — | $387 | $387 | 0.27% |
| MATTHEW C FELKNOR3 | 9333 CEDAR CIRCLE BLOOMINGTON, MN 55425 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 11.88% |
| MARC A GROVE3 | 25900 AUTUMN WAY ROGERS, MN 55374 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $245 | $370 | $615 | 1.67% |
| ROBERT SCOTT BRUNER3 | 24620 E CEDAR LAKE DR NEW PRAGUE, MN 56071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $278 | $80 | $358 | 0.97% |
| MPART BENEFITS INC3 | 100 ALBRIGHT LN PROSPER, TX 75078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | $83 | $147 | 0.40% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KLH INSURANCE INC | 886 POPLAR LN WATERTOWN, MN 55388 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $114 | $24 | $138 | 0.37% |
| RYAN BENEFITS INC3 Filed as: RYAN CHRISTOPHER TRUCHON | 2297 119TH CIR NE MINNEAPOLIS, MN 55449 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $126 | — | $126 | 0.34% |
| TR INSURANCE ADVISORS INC3 | 1009 EIGHTH AVE NE WASECA, MN 56093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $114 | — | $114 | 0.31% |
| NATIONAL ENFOLLMENT PARTNERS LLC3 | C/O NATL ENROLLMENT PARTNERS CRANSTON, RI 02920 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $67 | $37 | $104 | 0.28% |
| MEGHAN MOFFATT LUCAS3 | 2650 ACORN RUN VICTORIA, MN 55386 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $72 | — | $72 | 0.20% |
| ELIZABETH MARIE LANGEVIN3 | 51685 BELLE ISLE DR RUSH CITY, MN 55069 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70 | — | $70 | 0.19% |
| JILL R LAMBERT3 | 12741 JEFFERSON ST NE BLAINE, MN 55434 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70 | — | $70 | 0.19% |
| MATTHEW C FELKNOR3 Filed as: MATTHEW FELKNOR | 9333 CEDAR CIRCLE BLOOMINGTON, MN 55425 | DDMN ASO, LLC | — | $2K | $2K | 10.45% |
| MATTHEW C FELKNOR3 Filed as: MATTHEW CHARLES FELKNOR | 9333 CEDAR CIRCLE BLOOMINGTON, MN 55425 | HEALTHPARTNERS INSURANCE COMPANY | — | $52K | $52K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 207 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 207 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHPARTNERS INSURANCE COMPANY | 253 | $0 |
| Dental | DDMN ASO, LLC | 288 | $18K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 280 | $142K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 280 | $142K |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 280 | $179K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 280 | $142K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 288 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.